Credit repair for improving my credit

Blain

Credit repair does not put a negative impact on your file. It serves to improve your ratings as the accounts get regularly paid in the program. It will appear in your file as long as you are in the program. Once you have completed the program, it will be removed from your credit report.

Have a look at this thread for better understanding

http://www.debtconsolidationcare.com/forums/better-rating.html