Innovative Debt Recovery/IDR / Attorney

Yes, I am a legitimate attorney.

In general and not in regards to any specific debt, unpaid debt is handled like this. First the lender attempts to collect the debt. Second, if the lender is unable to collect the debt, the debt is forwarded to debt collection firm, such as IDR, which you mentioned. Third, if the debt recovery firm is unable to recover the debt, the debt is forwarded to a law office for further action. Many law firms represent debt collection agencies because, after all, debt arises from legal contracts and a creditor has a legal right to be repaid the money it is owed. This action is not called "prosecution"; prosecution is a term used in criminal proceedings, not a civil proceeding such as a civil complaint seeking compensatory and other damages when a party is seeking to recovery the monies it is owed.

Lastly, I don't know who you are and the only information regarding your specific situation was disclosed by you in your narrative.

I will not respond specifically to any of the general allegations you have made so irresponsibly on this website. I will say, however, that I an attorney in good standing with the State Bar of Arizona, have been practicing law for several years, and I go out of my way to amicably address any issues that any party may have, and I do not have do not appreciate innuendo suggesting that I am engaged in improper practice.

If you "are getting a lawyer to pursue me for unfair collection practices," please go ahead and do so. Then have that attorney call me. But please do not imply that I am engaged in illegal collection practices.

Other than that, I suggest you find a more constructive way to deal with any issues you may be having.

Owing money is a civil matter NOT a criminal matter. I would let my Attorney handle this, if indeed there were any violations of the FDCPA. I've never personally dealt with this firm, keep checking back for more replies.

If you were a good attorney you wouldn't have time to be perusing this website. Go away.

OK well I have some questions then Mr Green. I happened to notice on the bottom of your letter about my pmt arrangements it said in small print "this is a debt collector" So which is it ? Attorney or debt collector ? I am pretty sure you cant be both ....LOL Also for anyone looking at these post PLS before handing over your hard earned money go to this location go check it out. I should have. They talk on the phone about having mutiple floors (well the building does but they don't) IDR is a TINY office in a ratty old bulding and next to them is Attorney David Greens office and also just as small. The people who work there don't look a day over 18, the receptionist aswers the phones for both companies, their is file boxes everywhere and when I went to make my pmt the girl had no idea what to do she had to call someone to help her. It has been a couple months since this was paid so I dont remember exactly where it is but they gave the address to me so I am sure they would give it to anyone who called.It looked as though they had just moved in or were packing to move out. I guess if your a little quetionable you may wanna keep yourself mobile.

You actually went and paid these scammers? :( What company did the original debt come from?

Yeah :( I had always planned on paying just wished it did not have to get dirty like this. That is why I decided to take action I don't want this guy to be able to keep doing this to people they should not be scared into paying. We all know we owe and we all want to pay but our home and our families come first and we should not be made to feel guilty for having our priorities in order.

Oh it came from cash1

"So which is it ? Attorney or debt collector ? I am pretty sure you cant be both ...."

The 1995 US Supreme Court decision in Heintz v. Jenkins, 514 U.S. 291, 115 S.Ct. 1489, ruled the FDCP does apply to "to attorneys who regularly engage in consumer debt collection activity, even when that activity consists of litigation."

So, yes, an attorney can be both an attorney AND a debt collector at the same time, and the written notice you observed was required.

Peace,

Tom Fox
Louisville, Kentucky

Is that collection of the debts that are owed to them , or on behalf of the person or company they represent? My question is if I was being sued which in this case is really what it comes down to then I would be required to pay the debtor NOT the attorney. So copy and paste something that explains that !

FDPA does not have any application at all to people or companies collecting their own debts, except when they use an alias. It is all part of the statutory definition of the term ???debt collector??? in 15 USC ?? 1692a(6). You can read it here:

15 USC ?? 1692a. Definitions

In fact, you could also read Heintz v. Jenkins as well.

Peace,

Tom Fox
Louisville, Kentucky

And what in the case of IDR they SAY they are a diferent company but they employ the same people ?

I have no idea what you're talking about.

Peace,

Tom Fox
Louisville, Kentucky

FDPA does not have any application at all to people or companies collecting their own debts, except when they use an alias.


ALIAS ?

Alias names are used all the time in the business world quite legitimately and legally. It's been that way nearly forever.

GM = General Motors Corporation
Taco Bell = Yum, Inc.
WaMu = Washington Mutual Bank

etc.


Peace,

Tom Fox
Louisville, Kentucky

I know what a alias is what I am saying is IDR and David green refer to themselves as seperate but they empploy the same people. Does that fall under the same catagorie ?

The Arizona Corporation Commission database search shows

File Number: -1117252-9

Innovative Debt Recovery, Inc.
1616 E Indian School Rd., Suite 455
Phoenix. AZ 85016

Incorporation Date: 02/13/2004
Current status: Good standing

- - - > I'm still looking for info about attorney David Green.

Peace,

Tom Fox
Louisville, Kentucky

Hmmm . . . David Green.

My Crazy 8 Ball tells me not to touch this one with a ten-foot pole.

Maybe you could call the Clerk of the Arizona Supreme Court and ask how best to determine the current professional status of Mr. Green.

The phone number is 602-452-3396

Good luck.

Peace,

Tom Fox
Louisville, Kentucky

Oh, just to be clear about it, I'm not suggesting that David Green is good, bad, or ugly. I can't find any reliable information about him online.

Period.

me either that's why I was so skeptical. Shady office no information .... who knows ......

Contact Bud Hibbs, perhaps he may have some information.

First, if he had any career alternatives he wouldn't be handling debt collection cases for creditors. Second, make him and his slimy operaiton comply with the terms of the law - namely, validating the debt and/or cease and desist contacting you. If you doesn't let his client bring their silly small claims case (assuming they can even prove you owe the debt). If that doesn't stop him, let me know and he'll be writing you a check.

I live in Arizona as well and I am very interested in the outcome of this scenario please keep us all posted on this.

Am I understading this correctly Cash 1 already sent you to this attorney and now one of the other two have sent you to this same office which is now going by a different name?

Have you checked the state bar association to see if Mr. Green is listed?

Wow this is amazing, first let me say, how in the world did he find this forum, and a post about him, unless he is on here for hiself or someone working for him is on here looking for guidance- I dont know its sounds crazy to me....No laywer would ever get on here and respond to something like this, I hope yopu check him out!!! He has scam written all over him!

This slum attorney keeps calling my phone and saying dont I dare disregard and to call him. Who is this guy. I never got any mail from him eithier.

It is too funny, IDR has a website, go google the name. It says that they have an attorney on staff.

This is what they describe themselves as:
"We maintain integrity in everything we do while keeping a good rapport with our clients and their customers. We specialize in effective communication in all of our business dealings with both the debtor and the client. "
doesn't sound like they are doing that now are they!

Another interesting piece from their Q&A...
"Q: How do you handle complaints from customers and negative feedback?
A: Because we treat every debtor with respect and dignity, we rarely hear negative feedback about the way they were treated. Handling debtors in this manner increases our success rate while maintaining a positive image for our customers.

Q: Do you stay within the letter of the law?
A: Yes, we never use overaggressive tactics. We are assertive, not aggressive and we are 100% legally compliant.

I'm still researching this so called David Green...

Doubtful, the company isn't listed on the better business bureau, you can't find their number in the yellow pages, nor can you find their website. I used to work for companies that scam your money over the phone and this definatly sound like one of them. The people calling you aren't attorneys........they are just smooth talking telemarketers. Tell them to send you paperwork and don't give them your information over the phone.

I'm going to pursue this guy and find out what's going on. If his business is dirty it needs to be shutdown.

You can find their website, found it easily on yahoo search. the information in the post above shows information directly from their website. You have to do all your searching under the name: Innovative Debt Recovery, Inc. they are a member of the BBB also, which gives even more leverage. I'm lucky in that I've never had to deal with them, or should I say they are lucky!

First and foremost I would like to say to all the people on here that have been blasting a collection agaency for doing a job that they were contracted by the companies that you people don't pay on time, don't pay as agreed, you think that after they gave you the money to do what you needed to do they still owe you something. The bottom line is that if each and everyone of you signs a legal and binding contract with specific terms and conditions that you are agreeing to then THE BOTTOM LINE IS THAT IF YOU DON'T PAY THERE ARE CONSEQUENCES TO FOLLOW. That is what a contract is. Why don't you all look up the definition of a contract or maybe even go back to school and get the education you need to manage your finances the moral, ethical, and legal way. Don't use other peoples money as an extension of your income such as credit cards, payday loans. All you people that are crying about being victims, STEP UP TO THE PLATE AND HANDLE YOUR RESPONSIBILITIES. You have a lot of nerve blaming other people for your irresponsibility. Last but not least it's called being a grown up and doing the right thing. "PAY YOUR BILLS"[size=6][/size][samebox:6b656fb452="paulmergel"]that was a big mountain of hooey.yo must work for this lawyer.we'll take your rant under advisement.now run along.[/samebox:6b656fb452]

To: PAY YOUR BILLS
That was pretty shallow of you to use the term "everybody", I disagree with MOST of what you said (the part that was legible lol).

I do have a suggestion for you, come back and debate with us after you go back to school and learn how to type proper grammar. :wink:

boy.the humanoids are out today.we must be causing a dip in there ill gotten bonuses.pity really. :roll: :lol:

LMAO at "PAY YOUR BILLS" :lol: :lol:

This clown is all over the site posting TRASH! Whomever it is you work for, it is very clear you are not into writing policies. Your grammer is horrid, and your biased opinions are even more appalling :lol:

Oh ya, thanks for the love gift on my page genius *smooches* :wink:

Awe what's wrong? Doesn't anyone have anything smart or better to say about my grammar? Why don't you just pay your bills and that way you won't get calls from the Bill Collectors. As a matter of fact if people did actually pay their bills there wouldn't be any reason for bill collectors. Wow, what an apiphany. Have a great day everyone. Peace.[/samebox]

LOL this clown is still at it..LMAO!!

of course collectors serve a purpose.your purpose is still a mystery to me humanoid.

LOL :lol:

My purpose is to help guide as many people as I can to do the right thing. The right thing as in pay your bills according to the terms and conditions and therefore the bill collectors will no longer be needed. As far as me being a Humanoid. Is there actually such thing as a "humanoid" or are you just one of the millions that don't pay their bills? Have a great day..

What a Hero :lol: :lol: :lol: :lol:

I am gettting phone calls from his office. I got 2 today Isnt it illegal for them to call 2 x in one day?

So avoid them together and what will be the final outcome?
If it's a civil matter no criminal charges can ever be filed. Why let 18 year old kids calling from a downtown shack intimidate you?

R.H.

I called the Arizona Supreme Court and they suggested I call the Arizona State Bar Association @ 602.304.7214 for any and all in formation on this guy and his practices...

R.H.

If you had a brain at all you wouldn't be working for the lying, harrassing debt collectors anyways. But then again morons such as yourself can't find any other respectable job. You work there cause you get your kicks off of calling people up and scarying them into thinking they are going to get arrested or charged with fraud. You break the laws laid down to protect the consumers. You do not know anyones personal situation to make accusations that if they had only paid they wouldn't be here. Get over yourself and take your minimum wage job and shove it where the sun don't shine.

Jasminezummallen, you really need to get your facts straight. There is nothing wrong with a company employing the same receptionist to route calls to different companies. It's called a "shared receptionist" and I've done it before. The company saves money by doing it that way and there is nothing improper about it. Every time you open your mouth you are showing how ignorant you are.

Well I havent checked back into this website for quite some time but it really started some heated posts. Well I paid them and have not heard anymore . Thank god ! But I do have to say I have since found out they were a legit company as in a collection agency as for the tactics they used to get me to pay were unethical and most of all lies. They had no grounds to send it to court and it was all made up. I paid because yes I have some morals and will pay my debt but as for their methods of collection someday someone will sue and win. Ha maybe they are already shut down probably because if the companies saw the kind of posts they are putting on this website they would see what kind of liability they were and dump them like a hot potato. Well take care people and do pay your debt but not a penny over and dont let them bully you. Worse thing they can ever do is file a civil judgement on you and like the saying goes you cant get blood from a turnip.

I never said it was improper ....just shady and as you said yourself it saves the company money so.... ummm maybe the bullying business is not doing so great. And really if I was ignorant then I would have been the one be-littling you but as you see I havent . Just stating facts so your company cant mess with anyone else.

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