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Legal PDL companies told me to wait???

Date: Wed, 02/04/2009 - 09:27

Submitted by timothy.ly
on Wed, 02/04/2009 - 09:27

Posts: 59 Credits: [Donate]

Total Replies: 4


When I called all of my legal PDL companies to try and work out an extended payment plan.. they told me that my best option would be to wait until they actually go into the collections dept and they will be more flexible with the payments. Does this sound right? They said the couldn't offer an extended payment plan and that I couldn't send money orders to them directly only after it has gone to the collections dept.
Thanks!


Is your bank account secure?

What the legal ones do is wait until they can't get the ACH to go through then they will work with you and set up a payment plan.

Dumb I know but they always try to get that ACH transaction first. They also do this so they can tack on the $20-$30 returned ACH fee to your balance owed.

It is a bummer I know, but this how they do it.


lrhall41

Submitted by nohiogal on Wed, 02/04/2009 - 09:31

( Posts: 2582 | Credits: )


I believe two of your legal lenders are Cashnet and Checkngo right? They are both CFSA members and should have set you up on the EPP I have dealt with both of these companies and I did not have to default before being eligible for the plan. I would call back or call their corporate office and CFSA. Why pay additional fees?


lrhall41

Submitted by kfstaff24 on Wed, 02/04/2009 - 15:24

( Posts: 1448 | Credits: )