lLeading Edge?/ Brachfield and Associates? need help!
Date: Thu, 02/05/2009 - 10:32
Now i have two collection agencies after me. one is Leading Edge Recovery Solutions in chicago. (i read the thread about them in this forum and i know they read these boards.) I got a letter from them in January and I sent them a DV which they received this week. I haven't heard back from them yet, but i haven't received any calls from them either.
but I also now have some characters who call themselves "mr. cross" and "mr. robinson" calling me from Brachfield and Associates in California. They won't say what they're calling about, but given my initial sleuthing the company (which is also known as Meri dian Management and The Minority Legal Network) also has connections to LVNV Funding and I don't have any other outstanding debts.
I need these calls from Brachfield and Associates to stop. They're calling me at work and on my cell while I'm at work. My question is: how can I get them to stop calling without directly engaging them (ie. over the phone) to sort out the matter? (I've actually tried talking with CAs in the past and swore never to do it again.) I haven't received any letter or any kind of paperwork from this company, so I'm not 100% positive I know what they're talking about. I have not yet sent out a DV to them—plus with the multiple company names and several addresses I'm not entirely sure where to direct such a letter. And is it possible LVNV Funding shopped out the account to two different CAs at the same time? That has to be illegal. Any help is greatly, greatly appreciated. Thanks!
reply
you need an address,here you go
BRACHFIELD & ASSOCIATES
20300 S.VERMONT AVE. SUITE 120
TORRANCE CA 90502-1338
PH#310-273-7867
FAX#310-273-9867
EMAIL [email]ebrachfield@brachfieldcollections.com[/email]
get that letter out asap.
I sent out the DV, which they received Feb. 9. I included this p
I sent out the DV, which they received Feb. 9. I included this paragraph in the DV: "I would also like to request, in writing, that no telephone contact be made by your offices to my home, cell phone, or to my work. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. Any and all future calls WILL BE RECORDED. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS."
I received two calls from them again today. I understand they have 30 days to respond by mail (if at all as I can say from the previous DVs I've sent out to other CAs for the same account), but do you give them a kind of "grace" period for the information to make its way up the chain, so to speak?
Quote: I understand they have 30 days to respond by mail Unle
Quote:
I understand they have 30 days to respond by mail |
Unless you live in Texas, they have no time limit to respond to a DV request. They do have to cease collection efforts if your DV is sent w/in 30 days of reciveing the initial dunning letter.
Quote:
All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS |
The "limited C&D" is not enforceable under the FDCPA. It's an all or nothing Cease Comm. Stick with the no calls to you at work and you record all calls. That should get the point across.
Thanks for the response. I'm in Brooklyn ny, so I guess the thir
Thanks for the response. I'm in Brooklyn ny, so I guess the thirty days don't apply here. Not sure if you caught my erlier post, but I never received a dunning letter from Brachfeld and Associates; they just started calling one day-both my cell and work. I did receive a letter from Leading Edge, whom I dv'd and have not heardfrom since, either via mail or phone.
I'm making an educated guess here supposing Brachfeld's office is seeking on the same account as Leading Edge, as it is the same account with which I've been working with another CA, and is my only outstanding account. So not 100 percent certain, but at the same time i'm very hesitant to engage the Brachfelf collecters on the phone. I really need the calls to stop.