Old Debt

It is more than likely out of SOL. What state are you in?? You can more than likely send them an FOAD (get lost) letter.

I would guess the sol are up and forget it. As long as you dont admit anything and dont engage in any conversation about this debt they cant do anything about it.

I do not think they can do much at this stage.

Even legally there is a time frame to these things and you even threaten to put harassment charges on them if they are after you too much.

Stay out of discussion with them in general.

Just so you are not continually getting phone calls, I would suggest that you send the collection agency a "cease and desist" letter requesting that they stop calling you. The agency is legally required to stop calling if you make the request. Be sure to send it "certified, return receipt requested", which provides you with proof that they received it. That will cost you just over $5.00, but it will stop the phone calls. They can continue to send collection letters.

The main thing is to NOT acknowledge the debt. Asking them to stop calling does not acknowledge the debt. You are just asking that the phone calls cease.

Do the above and also a debt validation letter. Make them prove they are allowed to collect it. That it is not past the SOL and provide how they arrived at the amount.

Yes you should send a debt violation letter and get them to prove to you in writing what authorizes them to be in a position to collect the debt from you.