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Boy you guys sure did call it! I can't even believe it.

Date: Sun, 02/08/2009 - 09:34

Submitted by AMYK0603
on Sun, 02/08/2009 - 09:34

Posts: 35 Credits: [Donate]

Total Replies: 9


I get a message friday around 10 am from "Ms. Jordan" from H/P capital. Now I don't know which payday loan this is for, I still have 4 of 7 outstanding to their calculations. I'm thinking it's Payday Loan Yes, but not sure.

On the VM she states that she's looking over this case for Indianapolis, and she has reviewed it herself and if I didn't call by 3 pm "bad things would happen"

I didn't call her back of course, then my sister calls (and I didn't list her as a reference, she lives in Ohio) same lady leaves her a message stating she w/ legal dept. in Indianapolis and trying to reach me and they need a statement from me by 5 pm, or "bad things will happen" My sister didn't know what it was about so she called back and was told "Ms. Jordan" was unavailable, they wouldn't tell her the company they were with, but got really rude w/ her, and wouldn't tell her any info but said she needed to contact me or she'd regret it.

Of course she freaked out.
You guys called it, I think you even said "ms. Jordan" what a crock.


I have posted this many times but here goes again. Many licensed collection agencies will allow their employees to do anything knowing that the odds of getting sued are about one in one thousand. If they take an occasional hit it is considered part of the cost of doing business. Thee agencies should be reported to the FTC and sued.


lrhall41

Submitted by Frogpatch on Mon, 02/09/2009 - 09:03

( Posts: 5381 | Credits: )


Indeed, frogpatch,

FTC reported 70,951 FDCPA complaints about debt collection agencies in 2007, and 20,068 about original creditors' debt collection practices. They stated that they receive more complaints about the debt collection industry than any other specific industry.
The 5 largest complaints were:
Misrepresenting amount owed by adding on large fees, etc.
Harassment.
Threatening dire consequences.
Calls to employers.
3rd Party disclosure.

So, even though it is the original creditor, it is always good to file that complaint anyway, it lets the FTC know that they may need to add a statute or 2 to cover the behavior of original creditors.

But definitely, definitely, definitely - file your complaints against any creditor/CA with the FTC.

Let's get 'em!

chrys


lrhall41

Submitted by Chrys Henderson on Mon, 02/09/2009 - 21:56

( Posts: 2538 | Credits: )