SUIT
Date: Sun, 02/08/2009 - 10:57
I was under the impression that this debt was a charge off (I know thats bad) and the last activety on the account said 04/11/05 amount owed $3707 it states that if I dont reply I can have my wages garnished and any property taken (which I dont own anything and have no savings and yes I do work full time)
I cant recall the last time I had any contact from that collection agency Midland Funding most likely a good 2-3 yrs but all the searching I have done shows that they are very dishonest. My fault in assuming that the debt was charged off and would be willing to make a settlement with them for a lesser amount. My question is being as the statue runs out in 4 yrs and it is just a couple months from that date , and that I dont have any money what do you advise that I do, people keep telling me to call them is that the right approach? or do I do nothing? Please help I have till 02/28/09.
I deleted your sons last name for his protection. If the summons
I deleted your sons last name for his protection. If the summons is for you why were they asking for him. I am confused. You must show up in court or you will lose by default. That will cost you legal fees and court costs on top of the amount.
It doesn't look like the son's name is Pat. I think the poster
It doesn't look like the son's name is Pat. I think the poster is Pat, and sounds like the son answered the door, and the person asked for Pat...
Unfortunately there are no legal means to "refuse" a summons. Once you identify yourself, and he knows you're you, his job is to inform you of the contents of the summons, hand them to you, and consider yourself served. If you refuse, nonetheless you were still served.
Regardless of chargeoff status or what not, you will need to answer the complaint or else they can get a default judgment. It doesn't hurt to call them, they might settle to avert a trial. If they do, make sure to get the stipulation in writing and make sure they file it with the court.
in NJ they can avoid service, i know they are times when papers
in NJ they can avoid service, i know they are times when papers get sent back to the attorney unserved..
but this will not apply to the poster anyway since they were served.
I did too frogpatch I must be getting old, forget my password, I
I did too frogpatch I must be getting old, forget my password, I can't read,lol
In regards to all this is was served a Summons and need help to
In regards to all this is was served a Summons and need help to win in court. I would like to know what to do. On my credit its says Midland funding well they sent to Legal Recovery Mark Walsh.
ZDo you have any affermative defenses like the debt being out of
ZDo you have any affermative defenses like the debt being out of SOL? Not yours?