What basic info should I get when OC calls?
Date: Mon, 02/16/2009 - 21:50
I am new to this whole process, but my situation is like many of you here. I am just starting the process of going bad on all my CC's and I'm awaiting my first calls. My question to the forum is, what basic information should I collect when I get a call from each OC? I have read that it is important to keep good notes through this process and I would appreciate a few suggestions on what information is most important to collect from each OC. Also, what type of info should I relinqish to them about my financial situation? Any insight would be greatly appreciated!
Hello LadyLamb, Welcome to the Community! Try going here,
Hello LadyLamb,
Welcome to the Community!
Try going here, there's a lot of info on do-it-yourself debt settlement, including what to say to the creditors.
Good luck, and keep us posted!
chrys
If you get an reasonable offer, do accept it. Upon accepting, yo
If you get an reasonable offer, do accept it. Upon accepting, you will need to use letters like Acceptance of Written Offer" and "Agreement to Settle a Debt". Know your rights well under FDCPA and the mailing guidelines which will help you to communicate with the creditors.
