Cardholder agreements
Date: Tue, 02/17/2009 - 10:25
As part of a Validation request for credit card debt, why does a CA send you a copy of a cardholder agreement that has a copyright date of 2 years past the date that they say you opened the account? Do they really not know what they are doing? If you bring that to thier attention can they just go print out an older cardholder agreement somewhere? I can't find anywhere on the internet where you can go to print off old cardholder agreements for BOA. I am wondering where they found the one they have. I can't figure out their angle.
Those are not even worth it as toilet paper. A cardholder agree
Those are not even worth it as toilet paper. A cardholder agreement doesn't mean squat without your signature on it. They just bank on the fact that the average consumer doesn't understand their rights and will just assume that is all that is needed. It is not.
Not only would I bring it to their attention that the agreement is off on the date, but hat it is just a blank and does not have a signature on it....anyone can get one.
