American Consumer Credit
Date: Wed, 02/18/2009 - 22:14
I got a phone call today from American Consumer Credit. They said they just wanted to let me know they have written off my loan, and that I now owe them zero. Kind of odd, since I haven't paid them back any money, including the principal of the loan. I asked her to follow this up in writing, which they said they would do by email. I have not received an email as of yet.
I had sent them a fax, stating that I could not find that they were legal in california, nor could I find any legal business information for them in the state of Delaware, where they are supposedly located. Further I requested they send me a street address where I could send them payment.
Why would they all of a suddent say my loan has been written off. Any ideas??
Thank you for all your help.
I WILL get myself out of this payday mess!!!!
I had sent them a fax, stating that I could not find that they were legal in california, nor could I find any legal business information for them in the state of Delaware, where they are supposedly located. Further I requested they send me a street address where I could send them payment.
Why would they all of a suddent say my loan has been written off. Any ideas??
Thank you for all your help.
I WILL get myself out of this payday mess!!!!
California pdl state information is available here A Write O
California pdl state information is available here
A Write Off means that the OC has removed the debt from their books and generally wont collect but it can be sold to a JDB
Do you have any idea, why ACC would not even try to collect the
Do you have any idea, why ACC would not even try to collect the principal of the loan. I defaulted on it on the 11th of February, so it's not like it is an old loan or anything. I had every intention of paying the principal, however, now I don't think I should. (or should I pay it anyways).
Not sure what I should do. They contacted me and said I don't owe them anything. I contacted them originally to try and work out payments with them.