Should I send a debt verification letter?
Date: Thu, 02/19/2009 - 12:22
I sent out my certified letters on Feb. 9th. The letter to the internet pdl companies that are illegal. The letter that revokes everything and tells the pdls to only communicate in writing. I have 4 illegal pay day loans. (500 Fast Cash, PDL Loan Center, Loan Point USA and Aeroadvance) These companies are completely ignoring the letter. They are calling at work constantly. They don't even seem to realize that my checking account is closed down. All they seem to be aware of is that that the debit on my account did not clear the bank. I answer the phone but I tell them I can't talk right now and they leave numbers to call them back, but I don't. (Why would I call them back when I was the one who sent them a letter saying to communicate in writing only?)
Should I send the a debt verification letter to these illegal pay day loan places or do I have to wait and send the debt verification letters to the collection agencies? So far, I have not been turned over to a collection agency. I want the calls to stop AND I want them to send me a PAID IN FULL letter. I have paid the principal (and more) on every one of these loans. The certified letter did no good. I have filed a complaint with the BBB and the Mississippi attorney general's office. I have also contacted the Mississippi Department of Banking and consumer Finance. The man I talked to there said he would contact these pdls. I sent him the names and addresses and phone numbers of each of these companies. I am not sure if he has contacted them or not. What more can I do? What should I do about the phone calls? Should I just hang up on them? Should I send these companies a debt verification letter?
Should I send the a debt verification letter to these illegal pay day loan places or do I have to wait and send the debt verification letters to the collection agencies? So far, I have not been turned over to a collection agency. I want the calls to stop AND I want them to send me a PAID IN FULL letter. I have paid the principal (and more) on every one of these loans. The certified letter did no good. I have filed a complaint with the BBB and the Mississippi attorney general's office. I have also contacted the Mississippi Department of Banking and consumer Finance. The man I talked to there said he would contact these pdls. I sent him the names and addresses and phone numbers of each of these companies. I am not sure if he has contacted them or not. What more can I do? What should I do about the phone calls? Should I just hang up on them? Should I send these companies a debt verification letter?
I would just hang up on them. You can send the debt verification
I would just hang up on them. You can send the debt verification letter but I doubt it will do any good.
You have done everything you can at this point. If they turn it over to a collection agency then send the letter to them as well.
Just hang in there it does get better.
