Need Help With PDL problem

Talk to your branch manager.. not CS.

Also please get your letters written up and sent Revoking the pdl authorization, once those are done, they HAVE to follow it, both PDL and Banks, but considering the two internet lenders are illegal, fat chance of them honoring it However, here's where you have the upper hand with the bank. They have to honor it, it's law. It's called Electronic funds transfer act

Thank you for your quick response. So should I mail the PDL's the letters first or talk to the bank first.

I'd do both. Send the PDL their revoke letters CMRR and then give copies to the branch manager and talk to them about closing your account or putting it on hard debit block.

Forgot to add that the letters have to be sent 3 days before the debit is suppose to come out.

Sorry but what is CMRR?

CMRRR=certified mail return receipt requested.beli is right.speak to the manager about the debit block.the drones won't or can't help you there.the manager should be able to do that for you.

Certified Return receipt. You can get it when you send it through USPS (Have to go to PO to mail it)

HTH

Thanks beli and paul. I am hopefully going to be able to get this resolved. I will update on my progress ;)

Let me know how it goes with MyCashNow. I sent my revoke letter via email two weeks ago and along with a payment plan/proposal. I have not heard anything from them. They must of have receive because I usually get reminders that my account will be debited and I have not receive any reminders.

My recommendation is always secure your bank account first. Once these illegal PDL companies know what you are doing they will debit and debit until you are sucked dry. Never show your hand until you have everything in place.

Revocations are good to have in case they get into your account and you have to file a fraud affidavit with the bank. But if you think they are gonna stop pdls from debiting you're out of your mind. You've gotta close the account, like kfstaff said.

Ok, so I went to my bank talked to the branch manager and the ach handler and they told me that internet PDL's are NOT illegal. Because I signed a contract with the PDL's it makes it a legal transaction. I tried to explain that Indiana laws state that they are indeed illegal, and she argued that they are not and she knows because she has taken classes on the very subject. She also said that whoever was giving me banking advice shouldnt because they are dead wrong. I almost wanted to start laughing, then she tells me there is no way they can put a hard lock on my checking account. She told me the only thing they can do is close my current account and open a new one, with a paper that I fill out that allows only the companies I write down to be allowed to ach my account. I then asked if the old account would be forced open if ach's tried to be taken out and she said no. So this is where I am at in my PDL situation. I am sending letters to the PDL's tomorrow. I can't believe my bank, seriously. But at least I am getting closer to having this resolved. I know for a fact I will never!!! get any PDL ever again! Thanks again.

on another note.i would seriously consider switching banks.i would also report this manager to a corporate or regional manager.she is so wrong it's not funny.again,once your account is secure.close it and open a new one...at a different bank.that's what i would do.

I would get out of that bank as well, and file a complaint.

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I think we got your messaeg jerry but we haev no clue what is means.

Anyway, I agree that you should report that manager and possible change banks.

nohiogal lol