CheckNGo

Skip the store and call the Corp Office,

Have you defaulted yet?

No, I haven't defaulted yet, am trying to avoid that by working out a payment plan

Then you can get what is called an EPP, Extended Payment plan. You can request this at least one day before the payment is due.

They will break the payments into four equal payments over four paydays. The interest stops and there is no fee for it.

Make sure you speak to a manager. If they do not know what an EPP is then contact the corporate office.

They are great to work with. I did my via internet, so I just called their internet c/s and they were really helpful. They worked out 4 payments.

Best wishes to you.

I am glad you found them cooperative, their store front locations really lack knowledge on the EPP. I had a really bad experience with them, I finally got it resolved with the help of CFSA.

Be advised, the EPP does not work for every state. Some state laws do not allow for the four payments...even though Check N Go is a member of CFSA. State law over rules CFSA membership by-laws. The people at CFSA are helpful and can tell you if the EPP will work in your state.

RoxyNY

What states have regs that do not all an EPP? I know that there are some that already have a form of EPP built in.

Kentucky is one that I am sure of...personal experience. And when I spoke to CFSA, they were not the only one but, this was early last year and I can not remember the other states they mentioned.

Fron the CFSA website..

Quote:

nohiogal

That was my understanding...

Is there a re-payment statute in KY?

Peg...with Ck 'n Go...was it a PDL or an installment loan...they offer both...

I can't seem to find anything about a re-payment plan in KY.