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Debtconsolidationcare.com - the USA consumer forum

lost in payday confusion

Date: Mon, 02/23/2009 - 15:38

Submitted by anonymous
on Mon, 02/23/2009 - 15:38

Posts: 202330 Credits: [Donate]

Total Replies: 11


i have 11 payday loans. i can't believe it has gotten so bad but now I can't afford to pay them all. I live in ny and have gotten all the following loans on the internet.

bmg - $260 paid $720
american online marketing - $390 paid $1,080
paradise cash - $562.50 paid $612.50
loan shop - $260 paid $180
one click cash - $325 paid $300
cash direct express - $390 none
cashlink - $650 paid $150
ezpayday cash - $390 paid none
instant cash usa - $390 paid $90
ssm - $195 paid none
cmg - $390 paid $90


Now I have all these loans and it is not that I don't want to pay I will but how can I stop all the rollovers. I had to borrow the last 3 to pay my rent and can't continue this way any more. I just found out that these loans are illegal in ny also which means i should have never been able to get them in the first place. Do I have any alternatives to help me?


lrhall41

Submitted by on Mon, 02/23/2009 - 15:41

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I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!


lrhall41

Submitted by Shazzers on Mon, 02/23/2009 - 18:10

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what should i do next? I read in another post that i am only responsible for the amount borrowed and should be refunded anything that was paid over this amount. Is this correct?


lrhall41

Submitted by on Wed, 02/25/2009 - 10:49

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Paradise Cash Advance
International Equites Group, LLC
(866)-321-6114 x 136
Fax: (866)-287-9563

One Click Cash
, are unlicensed/illegal to lend in any state in the US.
One Click Cash
52946 Highway 12
Suite 3
Niobrara, NE 68760
Fax 1-800-803-9136
Ph: 1-800-349-9418
compliancedepartment(at)oneclickcash.com


EZPayDayCash

4760 South Highland Drive
Suite 654
Salt Lake City, Utah 84117

Instant Cash USA
515 G SE
Miami, OK 74354-8224
phone: 1-888-255-1110
fax: 1-877-660-2030
email: customercare @ instantcashusa.com *

SSM/SJM (they are the same)-unlicensed/illegal
SJM Marketing 1-866-722-2770, Fax 1-866-599-5161
email: info(at)platinumbservices.com.
SJM/Platinum B Services
PO Box 558
Shawnee Mission, KS 66201
1-866-722-2770
Fax 1-866-599-5161

CMG Group
P.O. Box 636
Charleston, Nevis
West Indies


lrhall41

Submitted by Shazzers on Wed, 02/25/2009 - 16:07

( Posts: 17344 | Credits: )


I ready in your forums that once you close the account that you should only settle by money order. I see that one of my payday lenders is in the west indies with only a po box. what should i do if i am unable to get an actual address? should i pay with a prepaid visa? also thank you so much, this has been quite helpful and informative. I am so glad i found your site.


lrhall41

Submitted by on Thu, 02/26/2009 - 06:51

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