Instant Cash-final notice
Date: Tue, 02/24/2009 - 06:42
customer
Your loan taken on 06/24/08 with Instant Cash USA is severely delinquent. There have been payments that have submitted to your financial institution, which have been returned as insufficient funds and as account closed. There have also been attempts to contact you both phone and email, with no response. Your listed balance with us is $415.00. If you can make a payment of $380.00 we will close out this account and write off the remaining balance. Please advise ASAP as this is a one time offer that will be null and void after 3 business days. The payment must also be made on a debit/credit card. I am willing to work with you and offer you a reasonable repayment arrangement options to close out this account if you are unable to pay the settlement offer.
If I do not receive a response, your account will be forwarded to a third party collection agency. We will report this delinquency to Teletrack and CLVerify, which is a scoring system that most loan providers and banks use. The collection agency will report this delinquency to the three major credit bureaus, which will definitely impair your ability to obtain credit in the future.
Please respond to this email before 12:00 PM EST on 02/26/09. If I do not receive a response within this time frame, your account will be forwarded to a third party collection agency and you will need to contact them to make arrangements.
a total of $300.00 was borrowed. I have sent one payment of $10
a total of $300.00 was borrowed. I have sent one payment of $100.00
I am not showing that company as a lender in the NE database.
I am not showing that company as a lender in the NE database.
sorry
Actually I am sorry I got this one confused with Impact Cash. I took the INSTANT cash loan out in June and made $90.00 payments throughout July, August, Septebmer, October and November
I sent this letter via email
12-23-08
Instant Cash
515 G SE
Miami, OK, 74354-8224
To Whom It May Concern:
It has been brought to my attention that your company is not licensed to lend in my state, therefore it makes the contract I had with you null and void. I will agree to pay the principal amount of the loan; however, I will need a physical address to send payments in the form of money orders. These are my terms, if you are not willing to accept my terms, then you will not receive any payments.
You are hereby notified that I am revoking ANY and ALL ACH transactions made by your company on any of my personal accounts. If you make any attempts to do so, I will be forced to take legal action against your company. I am also revoking any and all wage assignments I may or may not have signed with your company; my employer has been notified about this matter.
As of today 12-23-08 the only contact you may make with me is either through email, or USPS. I also demand your company and any affiliates of your company cease and desist all contact with me (except what is stated above), my employer, or any references I have listed on my account. Please look up my account number via my phone number.
I have been in contact with Nebraska???s attorney general in regards to Nebraska payday loan regulations and appreciate your cooperation in this matter.
Sincerely,
my name
I also sent a letter to the BBB, and this is the result of that.
NAME: Instant Cash USA
BBB MEMBER: NO
CONTACT:
ADDRESS: 515 G SE
Miami, OK 74354
PHONE: 888 255-1110
FAX: --None--
Website: www.instantcashusa.com
Date Activity Description
02/06/2009 Case Closed - UNANSWERED
02/06/2009 Inform Business - Case Closed UNANSWERED
02/06/2009 Inform Consumer - Case Closed UNANSWERED
02/06/2009 Inform Consumer No Response from Business
02/06/2009 No Response received from Business on 2nd Notice
01/26/2009 Second Notice to Business
01/26/2009 Consumer - Have You Heard From the Company
01/26/2009 No response to first notice to business
01/08/2009 More info received from the consumer This is my account number xxxxx
01/08/2009 Inform Business of Complaint
01/08/2009 Send Acknowledgement to Consumer
01/08/2009 Complaint Validated by BBB Operator
Any thoughts now? Sorry about the confusion, you guys are such good help and I am sure air heads like me don't help.
reply
then you them nothing,in fact they should but probably won't refund.file AG,and FTC complaints.do not give them another dime.any CA they hire will be illegal as they are.they won't do anything but threaten stuff that they won't do.
That is right Paul. Ignore them. You are done with these guys
That is right Paul.
Ignore them. You are done with these guys.
