PDL Plan...?!?!
Date: Tue, 02/24/2009 - 21:03
All my PDL's are current, next due date is Friday 03/06/09. Should I wait to call them a day or so before they are due, or when is the best time frame to call?
Also, if I called them all and was able to set up an EPP wouldn't I kinda be in a similar condition? (thinking they would all or some want the loan paid off over 4 paydays?) Which for a $300/loan would be $75/payday for just one loan. So, should I just set up EPP with a couple? I don't know, I really need some guidance.
I am in California
All 6 of mine are Storefronts
CA Ck Cashing is
on a EPP of $35/Mo
My balance with them is $175.00
Ace Cash Express
loan amount $255
total payment $294.52
QC Financial/CA Budget Finance
loan amt $200
total payment $235.30
Money mart
loan amt $200
total payment $235.29
Check Into Cash
loan amt $212.50
total payment $250.00
Cash 1
loan amt $255.00
total payment $300.00
Which of these say 2, would be or are the easiest to get EPP with?
I seriously need a good plan. I can't stand these things!!!!
Thanks everyone!
go through your state laws do keep checking back to hear abou
go through your state laws
do keep checking back to hear about the plan from experienced members of this forum
Well it looks like you already have an EPP with one of your lend
Well it looks like you already have an EPP with one of your lenders. I believe all your other lenders offer the plan as well. If it were me I would start with Ace (though not CFSA they do offer a plan) since your loan amount with them is one the highest and from my own experience they are one of the more agressive lenders (quicker to take action). I would then also make arrangements with Cash 1. Keep the other lenders current with just the finance charge until you get the first two finished, then move on to the next one.
I understand and realize this is not easy, but it needs to be done. I have been through this and know what it it like on payday not to have any money. I cannot remember the last time I bought myself anything other than gas for my car and basic living expenses but I know in the end it will be worth it and I will thank myself when it is all behind me.
As you pay one or two off, you should either pay more the one EP
As you pay one or two off, you should either pay more the one EPP or have 2 EPP's at a time. You should be able to be out of this in 3-4 months.