Two Questions
Date: Wed, 02/25/2009 - 11:48
2. If they attempt to seize your assets but you have nothing, I.e. an empty bank account and no known assets, (old car, etc)
This is questions regarding another post I have which is complicated, to make a long story short i have something in collections which is not clear whether it is a private student loan or a loan by a school which was sold to a CA, not sure about that but...
CA's generally do not have the standing to file suit. They may
CA's generally do not have the standing to file suit. They may turn it over to a DC attorney for suit in your state. They will pull your reports to see what your overall credit situation is and for skip tracing. They would have to obtain a judgement in order to seize assets if it is even allowed in your state (PA's statutes are very difficult to navigate thru)
As far as your other post, Soaplady has answered your questions already.
I read another post that stated they threatened the Sherriff wou
I read another post that stated they threatened the Sherriff would come and take everything of value. TV, computer, couch, tables etc..how much truth is there to this..
Sounds like an empty threat, a common tactic among the worst of
Sounds like an empty threat, a common tactic among the worst of the bottom-feeding collectors to scare people, and it's illegal for them to do that.
Anyone have experience with an actual Sherriff coming to their h
Anyone have experience with an actual Sherriff coming to their house and saying he's going to collect these types of items.
How on earth could that happen? The items might not even belong
How on earth could that happen? The items might not even belong to you; they could be borrowed or belong to a roommate, etc. Things can be repossessed by particular lenders, I imagine, if it was in your contract that they could do so, when you purchased or rented them, and you don't keep up with payments. Like having a car repossessed. But someone can't just come to your house and take random things. I would be REAL interested to know if that's happened to anyone, as well. The most likely thing to happen would be for you to be taken to court and ordered to make payments or have your wages garnished or something else.
Makes me wonder if some nefarious collectors don't dress up as a sheriff and go to houses just to steal from people who don't know any better.
SusieQ, There was an article in the Boston Globe in Massachu
SusieQ,
There was an article in the Boston Globe in Massachusetts about constables in this state. If I am not supposed to post the link, a mod can delete it but it is a good read.
http://www.boston.com/news/special/spotlight_debt/part3/page1.html
88 constables in MA where convicted felons. When the laws changed in my state, they where allowed to charge whatever they wanted to for car seizures to pay a debt. It used to be $25 and then they charged up to $900 to the debtor who had a judgment.
They are really corrupt in this state and it makes me sick that we have laws in Massachusetts but no one seems to care and they are not enforced. There is also a link a little way down on that website and you can see what they have been convicted of. Some to name a few, indecent assault and battery on a child, Assault and Battery Police Officer, Social Security Fraud.... the list goes on and on.