debt relief company

You need to determine if their program is settlement or consolidation. Also check the company out with the Better Business Bureau. Some states require them to be Non Profit Organizations.

Are you talking about debt settlement or consumer counciling? Read my post on debt settlement.

Hi Drusch50
If you want to get relief of your debt, you either need to go for debt settlement program or a debt management program. It is always better to sign up with a debt settlement company with IAPDA certification for repaying off your debts.

you will first need to find out the difference between settlement and management. find out which one best meets your needs. Once you do that if you want to use a company you must do your homework and research.

check out the bbb, tasc(for settlement companies) google in many different ways. do your research and find a company that dont have many complaints. all companies will have some but make sure they are resolved. try to stay away from new companies for they havent been around long enough for feedback or they may be a previous company with a new name.

No one will tell you who to choose because we are not allowed. But stick around and do some reading!

good luck!

thank you all for posting to my question. what is IAPDA? I have done homework on a few companies. which work with a trust company. One will take the first three payments and from there a precentage of what they save me if they save me. Is this normal?

that sounds about right and normal. What % are they going to charge you for amount saved?