payday services help

As far as I know, many payday loan companies operate as Credit Service Organizations. Payday loan laws don't apply for these CSOs. Please check whether this company is a CSO or payday loan company.

Others may help you more.

Since you have already taken the loan under a written agreement, you are liable to pay off the debt along with the interest you have agreed upon. If you do not pay it off, the creditor may report it in your credit report, which may lower your credit score. Moreover as Phoenix said, if the pay day loan companies operate under the cover of Credit Service Organizations, they are legal in TX.

I do not show Payday Services as a licensed payday lender nor as a licensed CSO in Texas.

Do you have an address or phone for them?

I would reply with a request for their license number as a licensed payday lender or CSO in the state of Texas.

i don't know where you got that address,but the address attached to that ph# is

payday services
p.o. box 24502#15050
las vegas, nv 89126

ph#1-800-420-8023
fax#1-800-420-8024

i found no office in texas.as nohiogal stated they not registered or licensed in TX or anywhere for that matter.

yea the las vegas address is the right one... so do i still need to pay the interest??

Since I could not find them on the license database I would say they are illegal. If you want to make sure I would suggest you call the Texas AG.

when i had talked to the lady about the loan I told her that they were illegal and she said because they are an internet payday service that they are legal in tx. I do want to pay on this loan but she wont let me do a money gram she said they needed a credit card and told me to go get a prepaid card to pay it. I dont want to do that i closed out my bank account to help me manage my money. Is there a reason why i cant do a money gram?

Yes, because they are illegal and they have to have an account which requires a legal address which they don't have because they are illegal.

great stuff nohiogal.also,no you only pay the principle borrowed my friend.that means no interest.

And, Texas requires that ALL lenders to be licensed. Just because they are internet does NOT give them a free ride.

I have got the Texas address of Payday services from the BBB website. You can find it out if you visit the page "http://www.bbb.org/us/consumers/check-out-a-business-or-charity/" and type Payday services under Business/Charity Name and click on search. You will find the address.

that's fine,but the BBB isn't an indication of legality.there could be a payday services that isn't a loan place.all i know is that if you look at the TX DFI,AG,or BANKING websites payday services does not come up as registered or licensed in any form.i have dealt with this place and the vegas address applies and works.because i sent my letters there and haven't heard a thing since.