Terrible credit bureaus

ameliatreadwell, the Credit bureaus, don't check identity of the person they're reporting. Which is WHY if they go to collections they are suppose to give you a 30 day dispute letter. Then it's up to you to validate it or dispute it. That's YOUR job TO Dispute/validate who's ever putting it on your credit report.

Don't go blaming Credit bureaus if you didn't dispute or validate a debt that you didn't owe. They're only job is to report not validate/dispute what goes on your credit report. I've never had a problem disputing inaccurate facts on my reports, and those inaccurate facts have always been deleted.

peek game when i dispute accounts they say it's verified an i ask them how they verified this info the info be wrong as 2 left shoes but they verified it you CRAZY it's them to blame don't write me if you don't no what i'm talking about leave me alone i don't need bad comments get over it it's people like you that miss understand people an that's why must people have inaccurate info on there credit report let's get it right that's why we have laws cause if they only keep accurate info on peoples credit report there would be no laws on inaccurate info folk so please type what you no not what you can't understand folk

Whoa Amelia! If you put as much energy into getting your credit report fixed as you do in your post to beli2005 you probably wouldn't be so angry. If you consider how much information is coming and going every month on your credit reports with all three bureaus, can you really be shocked at the fact that there are errors? Any industry that exchanges so much info is going to run into that. That is life...it is not worth getting so stressed out about.

Check out the posts on this site that offer suggestions in cleaning up your credit. Search the web for help...it is out there if you look hard enough.

Ameila, if you have documentation that states the debt is not yours, then by all means dispute it again with the credit reports. Send all documentation that you have, police reports (if Identity theft) etc.

How can it be the credit reporting agencies fault? If something is in accurate on your report, then dispute it. Keep disputing it till it gets deleted. They're only job is to report the transaction. Everything else is up to you.

I have to consistently look at my credit report thanks to illegal payday loans/collection agencies. If It's inaccurate they delete it period. If you still think what the agencies is reporting is wrong, go back to the original company send them a DV letter.

If you disputed w/ the collection agencies chances are they are going to mail you the proof, that the original company sent them that it is indeed yours (at least that's what they did with mine when I didn't recognize a company name) they sent me the contract I signed. Once I got the documentation.. yeah it's mine.. no biggie.

It all falls back on the consumer to verify & dispute any inaccuracies. You can't expect the credit reporting agencies to verify every single piece of documentation that goes on your report. Would it be nice? Sure.. it would. But just not gonna happen. There's no limit to the amount of times you can dispute a single account. Keep disputing it, if they didn't provide you with the documentation the original company provided them, ask for it.

debt99 you expect me to listen to you your name says it all debt HELLO go sit DOWN AN LET ADULTS handle BIG THINGS

deli2005 I said leave me alone don't act like a COLLECTION AGENCY it's ONLY people with NO LIFES that will only not help a person understand what you said in your post you should just feel like a JACK ASS that's why we have LAWS it's there job to investigate consumer ERRORS like i said IF YOU DON'T UNDERSTAND GO make it a day JOB.
ONLY POSITIVE INFO Please now open your brain an LISTEN when you dispute on line with experian they don't let you keep disputing the account BABY PLUS as much info go an come doesn't mean don't help me HEMBRA please go play with yourself cause you can't understand real talk. that's why it's called PROFESSIONAL NOW listen CEASE an DESIST don't be angry @ me GO GET A LIFE now. that's angry folk

YA that's ME

Yes...we could tell from your piss poor spelling and grammar

I have some advice for Amelia;
This forum is for people who need advice and opinions of others who are going through or have gone through similar situations. It is NOT for bullying and carrying on as you have done here. Don't spoil it for the rest of us who actually get something out of the posts here.

Oh and btw, your words would have more meaning if you could spell correctly and complete a damn sentence!

if you look like that picture then you can't understand my post anyway if you can see i posted my problem first an the other started i just Finished it it's different language ASNO entero I don't no TURKEY TALK be gone FLY

jikluv

da way you said you have advise an posted your comment tells ALOT about u i'm HAPPY that you tOOk time out your'' let's just say pitiful LIFE an posted your comment you r going places in LIFE man lol
Hey CEASE an DESIST

Can you spell * L O S E R *?????????????????

dude u pitiful

jlkluv, thank you..

ameliatreadwell, if you actually read any posts here you would see that what I posted has been said in numerous posts through-out this board.

I will say it again, it is not the job of CBR's to actually verify what's on your report. That's YOUR job. And btw, just because you can only dispute one line once, there's two other ways of disputing. Mail and Phone.

But, i'm wasting my breath.

Bullying/name calling and personal attacks are against TOS here. I have flagged this thread for the Moderators.

It's obvious this one is a troll. Ignore and move on.

i told you to LEAVE ME ALONE THE first time why u still messing with me that was the best thing you every did in LIFE now do u feel like a man or women an u came at me WRONG I WAS LOOKing FOR ADVISE I HOPE THEY INVESTIGATE

There's no need for bickering back and forth. Keep it respectful or the thread will be locked.

Under the FCRA, bureaus and data furnishers both have a duty to report factual information. If they are reporting false information and refuse to correct, then sue them. It's that simple.

Please.......someone lock this thread. This skank needs TO GO!

debtcruncher

what do u mean when they are protected?

sry i wasn't login in can you help me understand that?

Thanks in advance

for one amelia,debtcruncher never stated they are protected.he said that if the information is correct then they can keep it on your report.if it is false or incorrect and they leave it on them you can sue them.it's obvious to me amelia you are on here to argue and fight.i'm locking this thread and will be watching you from here on.