PDL

Lending the money and paying back what you owe is one thing, getting ripped off every payday by an illegal operation in "malta" or what have you, still illegal.

Taking advantage of people in need is not "help". I wish I could use nasty words to tell you how I really feel.

I just hope you freeze in Hell!

First off no one is trying to get out of paying and store fronts are different than illegal internet loans.

A LOT of people have taken out internet loans and did not know the company was illegal. They have tried to pay back the loan but the company is not able to be reached so they keep taking the fee out with no hope of getting the loan paid off. Even in the case of illegal loans we always tell people they owe the principle on the loan. No one is running away and not paying whether legal or illegal.

We always advicate to pay the legal ones first and to get in contact with them ASAP to make arrangments.

How many of these people that come in each week did you inform of the EPP? Do you ever let them know there is another option? I doubt it. Get off your high and mighty pedestal and come down to earth with the rest of us.

mad guest, you walked in the door, how is that taking advantage? I would have to,(freeze in hell) if people continue not repay the money they borrowed I'll be out of work, my family will suffer. thanks

nohiogal
Wow you are well informed, Define EPP- one time in twelve month, last resort option, especailly for those who continue to take out loans, how about borrowing less My company does that so you can get out of taking out loans, and getting them only if you need them..My customers are exactly that. I have been invited to their homes, parties, and vice versa. I treat my customers as I would want to be treated. too bad some of those abuse me by taking advantage of my kindness towards them, shame on me for giving the benefit of the doubt on those who had no intention on paying me back. I do not personally judge but have to professionally, its my butt on the block when people don't pay. Judge people for taking these loans as I said I have been there. But again no one forced, coerced, dragged or otherwise made you enter these establishments. I am sorry for those who have gotten involved with unethical or illegal places of business. Always remember Caveat Emptor. As for the PDL companies, they are regulated by the state, so if you have a problem with them take them up with your local gov't. or just stay out of them.

What would you have done if that money you borrowed was NOT there to borrow? Where else would you have gotten it from? What would have happened to you, your family, how would it have effected your life?

I hope for all your sakes that you can get out of the place you are in, if it was self inflicated, I hope you learned something, if it was by some unfortunate incident my prayers are with you.

MAdguest judge not, lest ye be judged.

I am informed and that one time my have gotten a lot of people out of the PDL cycle IF people like you would have had told them there is a way out. But of course you won't as that is lost business for you and your bonuses.

You call us "dead beats" but it is people like you that continue to keep your "friends" trapped by not at least informing them of an option.

I see how you avoided the question. Again, have you offered it? Suggested it? Told even ONE customer about it?

These people you have dinner with? Have you told them of the way out, even if it is a one time shot?

And it is a one time shot per company. If they have multilple PDLs, have you told them they can get one from each company?

Again, I think not!

I can only assume you are drunk as your posts reek of whiskey or maybe just plain "dope".

I wont waste my time with this guy. Good going Nohiogal. Thanks to this site and people like you I'm taking over my life again, I was trying to do what was the right thing but after paying thousands thinking there was no way out I have no guilt for reporting these sleezeballs!.

I still want you to freeze in Hell Hungryman.

I normally don't even bother with these people but I was in a firey mood last night.

They run here with their PDLs are great you are all losers stick and then run back out. It irritates me to no ends sometimes.

It was all I could do not to swear...lol

Nice discussion to both of you. As nohiogal can attest, I have stated the same feelings as our guest AND have stuck around to to correct some of the misinformation that use to be posted. Now, most of the frequent helpers here have begun to differentiate between legal lenders and illegal lenders. In my opinion, the assistance here has become more relivant and realistic in the last 6 months.

Keep up the fight and nohiogal, remember what the guest asked, if you had not had the ability to borrow from the PDL, where would you have gone? A very powerful question whether you agree with our business ot not. In the beginning, it was possibly your only option.

No need to get upset or argue, we all know it does no good....

PDLOwner I almost mentioned you in my last post as a member that has posted your opinions but has also stuck around and offered assistance. Even at times when we have butted heads and had issues with other posters you can keep a calm head.

If the poster(s)? would have presented their point with a simple question then I can agree that for legal store fronts that yes I did walk in but again I point out that not once was an effort made to inform me of the EPP option.

You can believe what you want but it would have kept me from going to the internet if I had known about it.

I believe that "Guest" was the same person as hungrymanthomas as their posting style was the same and both posts were lashing out and appeared to coinside to the previous statements made by hungrymanthomas. I assumed he/she just forgot to log in.

I do appreciate your help and have personally asked for it in the past.

Again these types of vicious outbursts get under my skin. They show no knowledge of the illegal lenders or the purpose of this board. It is just finger pointing and name calling.

Present company not included of course.

My point was the both of you made many valid statements and that, as demonstrated from many other threads, arguing gets you know where.

Keep up the good fight.

Quote:

You could not be more correct! If you cannot pay it back, then don't borrow. Unfortunately, there are times that one cannot avoid borrowing and many times they do not have the family members/friends with the means to lend them money. I can honestly say that if someone came to me on a personal side, I would have a hard time scrounging up an extra $500 to lend them due to commitments that I have to my current 2 companies and another in the organization process. I consider myself in a better position than 60-70% of the population, but free cash is very tough to come by today.

The bottom line is...

PDL's would not exist if there were not a need and demand for our product. Education is the key, be it budgeting to get out of or avoid them or if no other option, where to go to deal with a legal lender.

BTW, thanks for the compliment.

No problem :wink: