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Geneva Roth

Date: Tue, 03/03/2009 - 12:58

Submitted by tommiefreestyle
on Tue, 03/03/2009 - 12:58

Posts: 8 Credits: [Donate]

Total Replies: 5


I had a loan with LoanPointUSA. The loan was for $500.00 I have paid them over double that amount and upon learning that they are illegal and a bunch of crooks I decided they are not getting anymore of my money. I closed out my checking account and sent them that letter revoking everything. I have contacted the Dept. of Finance in my state. The Dept. of Finance assured me they were illegal and told me not to pay them another dime!

Well, yesterday Geneva Roth called. (That is another name for LoanPointUSA) They called at work, I told them I couldn't take the call. I hung up. They called again. I told them notify me in writing and hung up---well, to make a long story short they called at least 6 times within maybe a 10 minute period. This is clearly harrasment. They are going to "proceed against me" oh and they told me "the clock was ticking". I did find that kind of funny.

How do I deal with these people? It just seems like something legally could be done about a company that does not abide by the law. They charge illegal amounts of interest--isn't that usery? They threaten people, they harrase people. What should I do about these most unpleasant people?

Does anyone have any experience with LoanPoint USA or Geneva Roth?


i have dealt with them, same thing $500 loan, not legal in my state, i have paid them literally thousands in the past. they gave me a hard time. i did owe them money towards the principal but they wanted like $1200 or nothing at all. lol so they got nothing. once in awhile they will turn up, make threats, etc. but i ignore them as there is nothing they will do to me. it is ironic though, i gladly would have paid the principal but they would not except it and ended up getting nothing. and that is not something i feel bad about but i do try to be honest and pay what i borrowed.


lrhall41

Submitted by bea2ls on Wed, 03/04/2009 - 07:08

( Posts: 3840 | Credits: )


I also defaulted on these guys back in October, Closed my account and they just called me last week. Settled easily for amount borrowed and the one extension fee that I had paid prior to closing acoount. They will settle STICK TO YOU GUNS!!!!


lrhall41

Submitted by on Wed, 03/04/2009 - 14:24

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