Formally Impact Cash
Date: Sun, 03/08/2009 - 14:24
The email:
As of this date, you remain in collection status with High Country (Formerly Impact Cash). You must make arrangements to settle your account. I am more than willing to work with you on doing this. I can set you up on a payment plan and stop any future finance charges that would be applied onto your account.
Right now, the total due is $290.00. Failure to make arrangements will result in further collections, and more fees added onto your account.
Please contact me to make arrangements at phone number ext. 4709 , or e-mail back at this e-mail.
Sincerely,
name
High Country Ventures, LLC. Formerly Impact Payment Systems.
PO Box 3206
Logan, UT 84323
Phone: xxxxxxxx
Fax: xxxxxxxx
You must notify this office within 30 days after receiving the first notice, that you dispute the validity of the debt or any portion thereof or the office will assume the debt is valid. This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.
I just checked the data base for Nebraska and I do not see Impac
I just checked the data base for Nebraska and I do not see Impact Cash or High Country Ventures LLC licensed to lend. Nebraska requires delayed deposit companies to be licensed in the state. I believe they are illegal and you only owe the principal.
http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-deal
http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html
Go here for information on dealing with illega lenders.
thanks do you think I should send the final $100.00 payment to t
thanks do you think I should send the final $100.00 payment to the accounting address I have, possibly along with another letter stating they are not licensed?
I would not send another penny until they acknowledge receipt of
I would not send another penny until they acknowledge receipt of the original funds that you sent. Have you secured your bank account? If so I would send them an email telling them you are willing to pay the remaining princiapal balance of $100 only.
Actually, don't send them any money, don't admit to owing this d
Actually, don't send them any money, don't admit to owing this debt at all until they validate it. By that I mean, send them a letter, certified return receipt, such as THIS. They must stop any collection activity immediately until they validate this debt. You need to know for sure that they either own this debt, or have a right to collect it. If they violate the FDCPA, you can sue their butts, you should also file a complaint against them with the FTC!
It is the original lender. A debt validation letter should only
It is the original lender. A debt validation letter should only be sent to 3rd party collectors. No matter impact cash is not licensed to lend anywhere and all you owe them is the principle borrowed.
