bank attachment How do they know?
Date: Mon, 03/09/2009 - 18:28
How do the creditors know where I bank? I realize from my payment history they would have my regular account, but how would they find any other accounts I may have?
Does anyone know of a bank in Florida where I can open an account with a really low credit score but no bad Chexsystems transactions?
Would they be able to find an account opened under my name (sole proprietor) but using my business Federal Employer ID #?
I need a checking account to pay fees associated with my business plus I sometimes have clients request their tax returns deposited in my account then write them a check less my fees.
Thanks in advance for your help.
Hi lizco326, They would not be able to attack a business acco
Hi lizco326,
They would not be able to attack a business account for personal debt.
And, in Florida do banks check your credit score to open an account?! I have never heard of such a thing.
chrys
Where in Florida are you? It would be harder for them to find th
Where in Florida are you? It would be harder for them to find the business account but yes it is still possible that they could find it.
As far as credit reported being pulled for a checking, only some banks use credit reports. Most of them use chexsystems only
I'm in Marion County Florida. I was under the impression that al
I'm in Marion County Florida. I was under the impression that all banks run a credit check. I may be wrong.
I'm thinking about having a friend I can trust open an account in their name at a bank I have no previous business with and giving me Power of Attorney over that account. This way my social or FEIN isn't attached to that account but I'll have the debt card and checkbook to use as needed with the power.
If it comes to the point of me filing BK, I will fully disclose to the BK court the checking account and all monies deposited into it that belong to me. I'm not looking to defraud anyone, as I'm exempt on many levels in Florida from attachment. My bank account is the only thing they can attach and I can get reversed but we're living day to day and an attachment of whatever little I do make will just cause total devastation.