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Is Cityview Cash legal in Alabama - GADSDEN ?

Date: Wed, 03/11/2009 - 09:46

Submitted by chrisandandreasmith
on Wed, 03/11/2009 - 09:46

Posts: 36 Credits: [Donate]

Total Replies: 69


I got a loan through them last year in October I think, i closed my account so they couldnt debit it anymore. I just couldnt afford it anymore. A lady named Evora from Red River Ventures left a message on my voicemail today. What happens if I cant pay this remaining balance back? I live in Alabama - GADSDEN, are they even legal to do internet loans here? The message says she is from Red River Ventures and when you call the number back its Cityview cash that answers...can someone guide me on what to do...?


Guest- I had paid on the account but had some financial issues. They called and threatened me with garnishments and all the usual things but when i offered to pay back the amount I knew I only had to pay back of $210.00 they refused and told me at this point I owe $598.00 and it could get "chatged off" oweing arounf $6000.00 for legal fees and stuff...they will not respond to anymore of my emails asking them for their lisence number for my state or anything, now I'm not even getting calls...see aboved letter that was sent if you need an example...how come Guest?


lrhall41

Submitted by chrisandandreasmith on Fri, 03/20/2009 - 13:06

( Posts: 36 | Credits: )


Reason I ask is because I borrowed 300, paid back 180 in fees. When they called me to to tell me I owed some extreme amount I said that I needed an address to mail my payment. They gave it to me and I sent them a payment for 120 and put in a letter saying I wasn't paying anymore and I haven't heard from them since. That was about 4 months ago.


lrhall41

Submitted by on Sat, 03/21/2009 - 13:48

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I borrowed 300 bucks and ended up paying them 900 total. Im going to do some research and makes sure they never do business again. FBI might would like to know about thier little venture. Especially when there making loans out to Alabamians when its not leagal.


lrhall41

Submitted by on Wed, 03/25/2009 - 08:31

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Sorry- forgot to tell you. I mailed my money order to:

Red River Ventures LLC
AKA: City View Cash
505 E. Windmill Lane, Ste 1B #252
Las Vegas, NV 89123

**** Be sure to include your loan # ****

The thing was, when they called and said I owed them almost 600, I said, "well whats the address so I can send money", BUT I never told them how much I was sending. So, they gave me the address, I got a money order for $120 and mailed it. In the letter I said that this was all that I was going to pay towards the principle less any fees you claim I owe on your illegal loan and contract. The thing is, I actually have a consumer attorney involved with my PDL problem and he has advised me on what to do and to give these guys his name and number if they want to fight with me. I have been working with him now for about 6 months and he has been an angel. I feel bad I haven't paid him anything, but I do know he wants to nail these guys and I know he is involved in another case with another illegal lender (I can't say who). You probably can find a consumer attorney in your area who may help you as well. I am in New York, but if you want I could possibly see if I can find one in your area.

Pissed Off- I know it stinks... I had 2 loans with CVC. The first one was for 300. I paid about 700 in fees + 300 principle. Then I reloaned for another 300, paid 2 fees of 90, but then got smart and a handle on my PDL's. Called my friend who is an attorney in DC and he found an attorney who could help me and then I found this site! There are so many resources out there.

FBI probably won't get invovled (no offense). But a good place to file a complaint, OTHER than the BBB, FTC, and Atty Gen. is the Internet Crime Complaint Center.


lrhall41

Submitted by on Wed, 03/25/2009 - 09:31

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When you tell them you will send them money 'today' its amazing how fast they have an adress. Oh, I sent mine certified with RR, the 1 day later I tracked my money order and it cashed right away. So I guess they accepted my payment as I stated in the letter 'if this money order should be cashed and cleared, my account will be paid in full... If I should get any further collection attempts from you. I will be force to take legal action and notify the tribe where you are using their land for illegal purposes.' It worked for me. But pdls seem to treat everyone different


lrhall41

Submitted by on Wed, 03/25/2009 - 20:44

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ROFLOL!!!!! This is also for anyone who may need to know this information as well..


Dear Valued Customer,

We are pleased to inform you that your loan with City View Cash is now being serviced by Red River Ventures, LLC.

Please note that from now on your bank statement will reflect payments processed by Red River (1-866-659-0491).

For a limited time, we are offering fantastic payoff options, incentives for early payments...and even additional loans at attractive rates.

We are excited about the innovative new products Red River offers and invite you, as a special preferred customer, to contact us for more details.

If you have any questions or concerns please feel free to contact our Customer Service Team.

Thank you again for your business.

Sincerely,

City View Cash
Red River Ventures, LLC
866-659-0491


lrhall41

Submitted by chrisandandreasmith on Fri, 04/03/2009 - 13:50

( Posts: 36 | Credits: )


I kept sending them letters and telling them to send me information about this debt and they never could, they finally quit calling me and leaving nasty messages. I havent gotten a PIF letter but its not on my credit either. I think they gave up on me and realized I knew they were just lying really and trying to bully me.


lrhall41

Submitted by chrisandandreasmith on Tue, 04/28/2009 - 13:32

( Posts: 36 | Credits: )


BORROWED 300 IN CASH NEED I HAVE PAID THIS BACK WHAT WILL HAPPEN NEXT. PLEASE HELP


lrhall41

Submitted by on Sat, 05/23/2009 - 09:23

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I have been screwed big time by these stupid company. Yes, I know payday loans are big trouble but when you can't afford the prescriptions or medication your kid needs what can you do??? It is easy to judge unless it has happend to you. First of all DO NOT DEAL WITH THIS COMPANY!!!!! They have sister companies as well, Red River Cash Call and on and on. You can't stop withdrawls even if the loan is paid off three times. They put in two ach transactions for diffrent amounts so you can't stop them. Banks stop these transactions by the amount not the payee. I can not believe what this had done to us. PLEASE DO NOT DEAL WITH THESE COMPANIES. And if you have to DO YOUR HOMEWORK AND LOOK THEM UP BEFORE YOU TURN OVER INFORMATION TO THEM........


lrhall41

Submitted by on Wed, 07/29/2009 - 15:47

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