80% Discount offer letter from Asset Acceptance LLC
Date: Fri, 03/13/2009 - 06:44
Offer is very good, I want to pay it, but how do I know if this is for real? Any help will be appreciated.
I would not pay any thing unless it is in writing AND in the agr
I would not pay any thing unless it is in writing AND in the agreement it says they cannot sell off the remaining balance...this account MUST be marked and considered PAID IN FULL.
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80% Discount offer letter from Asset Acceptance LLC
In the letter it states "A zero balance on your Citibank account with us and A paid account letter." However it does not say any thing about cannot sell the remaining balance.
80%? Is this debt still w/in SOL? Very rarely do you see settl
80%? Is this debt still w/in SOL? Very rarely do you see settlement offers that low on In statute debt.
Statute of Limitations for legal enforcement 4 years on store c
Statute of Limitations for legal enforcement 4 years on store cards and 5 on bank issued cards in FL. When was the last time you made a payment on the account?
80% Discount offer letter from Asset Acceptance LLC
I do know that at one point I did owe Citibank but it was long time ago, but then it went into Collections and due to financial situation I couldn't pay. Now I am checking my credit report It don't even say anything about CitiBank or Asset Acceptance LLC anymore, but I remember they did show on my credit report last year.
Credit reporting for a derogatrory is 7.5 years from the date of
Credit reporting for a derogatrory is 7.5 years from the date of first default so if its gone off your credit report, I would think that you have passed SOL as well. If so, you have no legal obligation to pay this debt. I woould respond with a letter for debt validation and see how they respond. If it is out of statute and past federal reporting period, I would send them a full cease comm letter.
80% Discount offer letter from Asset Acceptance LLC
is that true that if you talk to the collection agency they can reset the that SOL on my credit report on day i contacted them?
No. A derogatory can be reported for 7 years + 180 days from th
No. A derogatory can be reported for 7 years + 180 days from the DOFD and not 1 minute longer. Re-aging is a FCRA violation subject to up $2500 in damages
80% Discount offer letter from Asset Acceptance LLC
If understand correctly, DOFD on the Original creditor, not when the collection agency took over the account from the original creditor, is that correct?
That is correct. That date will not change regardless of who ow
That is correct. That date will not change regardless of who owns the debt. Asshat is likely the owner of this now.
Asset Acceptance
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I used to work for Asset several years ago. If you want a paid in full letter I would suggest you call them on the last day of the month a couple of hours until closing time. Tell them you want a paid in full letter faxed to you and you will pay bill matrix as soon as you receive it.
How about don't pay anything on Out of Statute zombie debts?
How about don't pay anything on Out of Statute zombie debts?
offer
I see they have filed in court for my debt. I just rec'vd a letter that gives me 3 choices to pay off the debt. less 1000 dollars. Should I call and say I can pay off 100 every month? Will they make this deal. According to the letter I have until 4-25 to decide. But to get the 1000 off, I have to pay my amount off in 3 payments of 835.00. To tell you the truth it is much easier to have it garnisheed. Although, one company went to court and then dropped it for some reason or someone on their side didn't show. I was hoping for the same result. Also, I dated the head Bailiff, I am not walking in that courtroom