2nd job

I'm sorry, but you haven't explained your situation throroughly enough for us to offer you any help.

Who is "them" when you say "I don't want them to consider this as my permanent income?"

Are you filiing bankruptcy, starting a debt consolidation plan, or applying for state/federal assistance like food stamps?

Okay - thanks for your reply SueBeeHoney70

I have a full time job and it is demanding for my mentality. I have a constant worry about paying bills on time. I added with a 2nd job and this is a temporary job - I teach part time and this will last till May. I don't t know if they will offer me another work for this summer or Fall - this is where I am worried about being able to pay cc. Somehow, this part time helps me pay cc bills. Without this part time, I have nothing. What should I do?

I believe I owe too much I don't think I wd qualify for debt consolidation. I have been thinking of a debt settlement.

I am deaf and I cannot talk on phone without a reply operator or other assistance. I have only two cc - should I focus on one cc first and resolve before I move on to other cc? Should I let a settlement co. take care of it because I cannot hear and talk on phone?