pay or not to pay
Date: Tue, 03/17/2009 - 06:14
thanks and PS... I am in Virginia
reply
it's up to you,but if you choose to pay it make sure you get it in writing that they will mark it paid.if they refuse send a complete C&D letter.send it certified mail return receipt.as long as it is past the SOL they can't sue so again it is up to you.remember get it in writing.
pay or not to pay
but I am correct to tell her the SOL has expired, right? I haven't heard or received a thing from them since at least then, if ever. I don't even remember, thats how long its been.
at least early 05 and that was to the originial credit card comp
at least early 05 and that was to the originial credit card company. I have never made a payment to Portfolio for this card at all.
Send them a DV letter asking that they prove the debt is your an
Send them a DV letter asking that they prove the debt is your and that the SOL has not expired, stating what your state's SOL is.
They will probably tell you that the SOL laws were changed, don't apply, etc. But they haven't.
What state are you in and are you sure of the SOL?
SOL in VA is 3 years for DOLP. Sounds like this is Out of Statu
SOL in VA is 3 years for DOLP. Sounds like this is Out of Statute but still w/in federal reporting period. You're dispute was likely the reason collection efforts started.
