I could really use some advice about this summons
Date: Wed, 03/18/2009 - 13:49
In September, 2008 I was contacted by Daniels Law Office of Quincy, MA saying that they were trying to collect a debt. I sent them a Debt Validation letter via certified mail, and did not hear back from them for three months. In December, they sent me another letter, which was basically a computer printout restating the amount allegedly owed, along with a copy of a judgement from the National Arbitration Forum, which listed Wolpoff and Abrams, not Daniels as the collection agency. I sent another certified Validation request, asking for a copy of the signed original contract with the original creditor, payment history, how they calculated the amount allegedly owed, and verification that they were authorized to collect on behalf of the OC.
They did not send me the info I requested, but they did send a summons. I received the summons at 4 pm on a Friday, 16 days after they dated it, leaving me two days to reply. I sent them an answer (certified next day mail) and filed an answer with the court, disputing the amount allegedly owed. Now it looks like I am waiting for my day in court. Any advice?
What state do you live in? There are 17 states where a payment
What state do you live in? There are 17 states where a payment will not reset SOL.
from http://www.fair-debt-collection.com/SOL-by-State.html#22
from http://www.fair-debt-collection.com/SOL-by-State.html#22
Massachusetts Statutes of Limitation
Debt instruments issued by banks, Contract under seal: 20 years.
Judgments: 20 Years.
Oral or Written Contracts: 6 Years.
Consumer Protection Actions: 4 Years.
Recovery of Property: 3 Years.
Probate Claims: 1 Year from date of death.
Claims on mortgage notes following foreclosure or on claims junior to a foreclosed mortgage: 2 Years.
Thanks for the info. How do I know if making payments restart t
Thanks for the info. How do I know if making payments restart the clock?
MA is one of the states in which it does not reset SOL but I can
MA is one of the states in which it does not reset SOL but I can't find the specific statute. Still looking.
Also, does anyone on here have any experience dealing with this
Also, does anyone on here have any experience dealing with this particular collector? Again, it's Daniels Law Office of Quincy, MA.