PDL

What do I do? I have paid off my payday loans and have letters of confirmation of proof. I'm told I borrowed this money Oct.2,2007. I had this guy tell me that I closed my bank account and was commting fraud. I told him that I didn't close my account, my bank did. I told him that I don't have any paperwork that indicated this BMG Payday loan company. He said that this loan was taken out in Oct. 2008. I told him there was no bank account in 2008 because of the payday loans my bank account was closed by the bank and I had to pay back over $2,500 to the agency and all the other fees and finance charges to the payday loan companies. I told them to listen to me and I read off the payday loan companies that I had paid off and I told them the names of the managers that I paid my balances in full with confirmation letters. They told me that they didn't care and I was running away committing fraud. I tried to call the number that came up on my phone and it doesn't exist. 952-992-6315. I asked for them to give me the number of the company that is filing this act against me and they were hesitant with me. I can't understand these people as they have very heavy accents and are rude and speak so you can't get a word in edge wise. Please advise who do I talk to? I'm getting a call from supposedly Officer Sam Nelson ,phone number 646-289-8297 or 646-289-8290. Please investigate this business. voice mail left on my work phone as company being Bahamas Marketing Group.