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They Did Not Take Their Payment

Date: Mon, 03/23/2009 - 07:00

Submitted by kfstaff24
on Mon, 03/23/2009 - 07:00

Posts: 1448 Credits: [Donate]

Total Replies: 18


I am working on my last legal lenders, two were paid off last week as of 3/20. I have one legal internet lender that I schedule just the interest to be taken out (my last extension) with the hopes of paying them off with my next check on 4/3 (After this I will almost be done). However as of this morning they never took the payment. I went on the website, logged into my account and it says it cleared on Friday. I dont know what to do, I am afraid they will claim the funds were not there when in fact they were (even a little extra) or at this point they will try and take the whole amount. Should I call or just wait it out? I would hate to give them the impression I am a dishonest person when I have worked so hard paying these loans off. I have a good history with them but we all know they can turn into monsters when they dont get paid.


Quote:

However as of this morning they never took the payment. I went on the website, logged into my account and it says it cleared on Friday.


Hey kfstaff,
You logged into the PDL website??

If you payed them on friday, the funds will most likely be taken out from your bank on tuesday or wed at the latest. Banks usually do not process on the weekends. Dont worry :wink:


lrhall41

Submitted by Cool_Abyss on Mon, 03/23/2009 - 07:11

( Posts: 2936 | Credits: )


Well, like I said I have a good payment history with this company and its one of those loans I have had for awhile and this is the first time the payment did not clear on Friday night. If this was my first loan with them I would not think anything of it but like I said unfortunately it is one I have had for awhile and when I check my account on Saturday the payment is always posted.

Anyaroberts, yes I was able to log into my account as always to check on my balance and check payment records.


lrhall41

Submitted by kfstaff24 on Mon, 03/23/2009 - 07:20

( Posts: 1448 | Credits: )


Call the PDL company. Ask them about the payment and explain that you can see it paid on thier site, but there is no debit on your bank site. There may be an issue on thier end and by bringing it to thier attention it could save you alot of hassles later on. Also, your call will let them know that you are conscious of your account and wnat to make sure that it is getting paid.

The bottom line, just relax and do not make more out of this than you need to. There is no reason to stress until they give you a reason.


lrhall41

Submitted by PDLOwner on Mon, 03/23/2009 - 07:53

( Posts: 1049 | Credits: )


I agree with everyone, just check with the PDL company. Sometimes some of mine have cleared right on the nose on Friday's while others aren't until Tuesday. I think it all depends on their processing. A call won't hurt anything.

Good luck to you, and I definately understand your frustrations. Hang in there, you are doing so well, we all have been there.


lrhall41

Submitted by kmball1968 on Mon, 03/23/2009 - 09:08

( Posts: 46 | Credits: )