Has anyone ever heard of starter credit direct?

yes and wut ever u do dot go for them there freally stupid and they take money out of ur bank wiht out ur consent or permission at all

crooks

i just looked at my bank account online and just saw someone took 99 dollars out of my account i dont even know who they are i am calling my bank tomorrow and filing to get my money back!!! someone needs to do something about them... i just found a lot of people posting online about this company stealing money out of their banking account!!!!

99.00 they took from me too an phone num is bogus

99.00 they took from me too an phone num is bogus

Deleted - yeah right...send a copy of your bank statement...go away you POS - ND

The just took 99.00 out of my account today and I don't know why. I try to call the number that is on the copy of the check(with out my signature) and it not working.

yeah the same exact thing happened to me yesterday and everytime i try to call the 800 number, they tell me that it is after business hours...this isn't the first time this has happened to me..someone needs to turn these ppl in!

How do we get out money back? Is there number for them anywhere?

THe phone number I called all they did was say how you can email them for faster communication...So...just email the hell out of them ..I am on disability an can not believe how people can live with themselves taking from others like this..THey will one day be judged...

Contact your bank and tell them you did not authorize that transaction.

this is the letter i just wrote to them

6/10/2009

To whom it may concern;
Since my phone call yesterday to your patronizing representative Dre' Reese, stating that i did not want your service and do not know who you are did not stop the deductions from my checking account this is my written notice. (that will be forwarded to several fraud companies) I am informing your company, yoursupportdepartment.com, starter credit direct, edp report, or anyother name you might go by that I do not want your service nor did i EVER authorize your company to withdraw funds from my account, bill me, sell my information, look up anything or do anything using my social security number. I expect a full refund of not only the NSF fee I received yesterday from your company trying to withdraw money from my account, but also the $99.00 plus $5.00 fee i was charged today by your company. I want to make it very clear i never authorized any such debit and I will be contacting not only the better business bureau, the california state attorney's general office, but also the media, and will seek legal action if these funds totaling $129.00 as of 3:56 p.m. today are not returned to my account by the end of the business day tomorrow, Thursday June 11th, 2009. I googled your company and saw there are hundreds of the same complaints for other people you have victimized when we applied for a payday loan, so i am sure it will not be hard to find a lawyer that will be more than happy to do a class action lawsuit. DO NOT WITHDRAW MONEY FROM MY ACCOUNT, DO NOT BILL ME, DO NOT DO ANYTHING OTHER THAN GIVE ME BACK WHAT YOU STOLE!!!
6/10/2009 3:58 pm

Good luck with that one...

Personally, I would contact your bank and dispute the charges as unauthorized...that will be your quickest way to get your money back.

I WAS RIPPED OFF BY THIS ALSO & MY BANK WANTS $30 TO FILL OUT PAPERS TO DISPUTE THIS & THERE'S NO GUARANTEE I'LL GET MY MONEY BACK.IF ANYONE OUT THERE WHO HAS BEEN SCAMMED LIKE THIS & GOT THERE MONEY BACK E-MAIL ME AT deleted - ND TO LET ME KNOW HOW YOU BEAT THESE RIP OFF ARTISTS!

I was also charged 99.00 today and did not authorize it. I see hundreds of complaints about this company, but I don't see anyone that has found a way to stop it or get their money back. This overdrew my account and now I have to wait until Monday to talk to my bank.

i was ripped off also these people were crazy.

wHAT CAN WE DO TOSTOP THEM... THEY TOOK OUT $99.00 OUT OF MY ACCOUNT ALSO W/OUT MY AUTHORATZATION....

Just from checking out there website, it looks like you have to sign up to be a member with there site and then you are able to shop through their online catalouge. I saw on the page they charge a $99.00 membership fee. You may want to try calling them or disputing the charge with your bank. I've read on other complaint boards where people have had problems with them.

I NEED SOMEONE TO CALL ME ASAP, I WANT/NEED MY MONEY BACK IN THE AMOUNT OF $99, I DID NOT AUTHORIZE THIS COMPANY TO WITH DRAW FUNDS FROM MY ACCOUNT. WHATEVER IT IS YOUR SELLING/GIVING/PROMOTING I DON'T WANT IT, PLEASE CONTACT ME I WANT MY MONEY BACK

You need to contact them directly. We have no affiliation with Starter Credit Direct

I don't even remeber signing up for them. And they still took money out.

I don't even remeber signing up for them. And they still took money out.

I was a victum of this one for 99.00 and two others, call your
bank or go to them and report it, fraud and your
bank should file a report against them and give you
your money back, mine has. plus overdraft fees
shame that we dont know which payday advance loan
company gave out our personal information.

Usually these things are embedded in the fine print when you apply for a PDL with a broker company...those are the ones that say something like "we are not a lender, but will match you with a PDL company."

I was never able to get through on the 818-255-9978 phone number. I sent a strongly worded e-mail using words like 'fraud' and 'class action suit' on the webform at yoursupportdepartment (which is stated over and over on the phone while holding) and I received a phone call back the next day from a person by the name of Libbie that e-mailed me the cancellation form???please be aware there is a small window of time to start the cancellation process...3-5 days???here's the information to a 'real' person:

Libbie Alessi

Customer Service Lead



Customer Service Department

Phone: 877-917-7774 ext. 120

Fax: 818-487-0634

Office Hours: 9am-5pm PST; Mon. ??? Fri.

Cancellation Policy:

Once the application process has been completed we can refund your Application & Processing fee within 3 days of your submission and your bank account will not be charged. After 3 days your application is automatically processed and you must contact our customer service department directly at 818.255.9978 (PST) 9am to 5pm M-F.

Refund Policy:

A full refund of the Application & Processing fee will be made if a request is received within 5 days after the date that you receive your bank statement showing the Application & Processing payment being debited from your bank account. We will require a copy of your bank statement showing the deducted funds and statement date. Please allow up to thirty (30) days for any qualifying refund to be returned from the date we verify your payment was received by us.


No refund will be given for requests made beyond 5 days after the receipt of your statement or if you have received and activated your Membership.

HERE IS ALL THE INFO FROM domainnames .com for yoursupportdepartment.com
Registration and WHOIS Service provided by directNIC.com

DirectNIC, LTD provides the data in the directNIC.com Registrar WHOIS
database for informational purposes only. The information may only be
used to assist in obtaining information about a domain name's registration
record. The use of this data for any other purpose without prior written
consent by directNIC is expressly forbidden.

By submitting a WHOIS query, you agree to all the terms and limitations
herein and that you will use this data only for lawful purposes. You also
agree that under no circumstances will you use this data to:
(a) allow, enable, or otherwise support the transmission by email,
telephone, or facsimile of mass, unsolicited, commercial advertising or
solicitations, including, but not limited to, spam, to entities other than
the data recipient's own existing customers;
(b) enable high volume, automated, electronic processes that send queries
or data to the systems of any Registry Operator or ICANN-accredited
registrar or
(c) enable any automated or robotic processes to collect or compile data
for any purpose, including data mining.

directNIC makes this information available "as is", and provides no guarantee
or warranty as to its accuracy.


Registrant:
Direct Privacy ID 74F02
PO Box 12068
George Town, Grand Cayman KY1-1010
KY
1-345-745-6022


Domain Name: YOURSUPPORTDEPARTMENT.COM

Administrative Contact:
Direct Privacy ID 74F02, Direct Privacy LTD [email]yoursupportdepartment.com@directnicprivacy.com[/email]
PO Box 12068
George Town, Grand Cayman KY1-1010
KY
1-345-745-6022


Technical Contact:
Direct Privacy ID 74F02, Direct Privacy LTD [email]yoursupportdepartment.com@directnicprivacy.com[/email]
PO Box 12068
George Town, Grand Cayman KY1-1010
KY
1-345-745-6022


Record last updated 01-26-2009 02:04:01 PM
Record expires on 01-15-2010
Record created on 01-15-2009

Domain servers in listed order:
NS1.PEER1.NET 69.90.13.5
NS2.PEER1.NET 69.90.13.6


The compilation, repackaging, dissemination, or other use of this WHOIS
data is expressly prohibited without the prior written consent of
directNIC.com.

directNIC.com reserves the right to terminate your access to its WHOIS
database in its sole discretion, including without limitation, for
excessive querying of the database or for failure to otherwise abide by
this policy.

directNIC reserves the right to modify these terms at any time.

NOTE: THE WHOIS DATABASE IS A CONTACT DATABASE ONLY.
LACK OF A DOMAIN RECORD DOES NOT SIGNIFY DOMAIN AVAILABILITY.

The previous information has been obtained either directly from the registrant or a registrar of the domain name other than Network Solutions. Network Solutions, therefore, does not guarantee its accuracy or completeness.

Show underlying registry data for this record



Current Registrar: INTERCOSMOS MEDIA GROUP, INC. D/B/A DIRECTNIC.COM
IP Address: 216.150.13.94 (ARIN & RIPE IP search)
IP Location: US(UNITED STATES)-GEORGIA-ATLANTA
Lock Status: clientDeleteProhibited
DMOZ no listings
Y! Directory: see listings
Web Site Title: Customer Service Center
Data as of: 23-Apr-2008

Registration and WHOIS Service provided by directNIC.com

DirectNIC, LTD provides the data in the directNIC.com Registrar WHOIS
database for informational purposes only. The information may only be
used to assist in obtaining information about a domain name's registration
record. The use of this data for any other purpose without prior written
consent by directNIC is expressly forbidden.

By submitting a WHOIS query, you agree to all the terms and limitations
herein and that you will use this data only for lawful purposes. You also
agree that under no circumstances will you use this data to:
(a) allow, enable, or otherwise support the transmission by email,
telephone, or facsimile of mass, unsolicited, commercial advertising or
solicitations, including, but not limited to, spam, to entities other than
the data recipient's own existing customers;
(b) enable high volume, automated, electronic processes that send queries
or data to the systems of any Registry Operator or ICANN-accredited
registrar or
(c) enable any automated or robotic processes to collect or compile data
for any purpose, including data mining.

directNIC makes this information available "as is", and provides no guarantee
or warranty as to its accuracy.


Registrant:
EDebitPay, LLC
15165 Ventura Blvd Suite 200
Sherman Oaks, CA 91403
US
818-487-0672x604
Fax:818-487-0675


Domain Name: STARTERCREDITDIRECT.COM

Administrative Contact:
LLC, EDebitPay [email]edpdomain@edebitpay.com[/email]
15165 Ventura Blvd Suite 200
Sherman Oaks, CA 91403
US
818-487-0672x604
Fax:818-487-0675


Technical Contact:
LLC, EDebitPay [email]edpdomain@edebitpay.com[/email]
15165 Ventura Blvd Suite 200
Sherman Oaks, CA 91403
US
818-487-0672x604
Fax:818-487-0675


Record last updated 12-11-2008 04:51:01 PM
Record expires on 06-29-2010
Record created on 06-29-2007

Domain servers in listed order:
NS1.INTERNET-DNS.NET 64.226.28.50
NS2.INTERNET-DNS.NET 209.237.137.17
NS3.INTERNET-DNS.NET 64.77.127.59


The compilation, repackaging, dissemination, or other use of this WHOIS
data is expressly prohibited without the prior written consent of
directNIC.com.

directNIC.com reserves the right to terminate your access to its WHOIS
database in its sole discretion, including without limitation, for
excessive querying of the database or for failure to otherwise abide by
this policy.

directNIC reserves the right to modify these terms at any time.

NOTE: THE WHOIS DATABASE IS A CONTACT DATABASE ONLY.
LACK OF A DOMAIN RECORD DOES NOT SIGNIFY DOMAIN AVAILABILITY.

The previous information has been obtained either directly from the registrant or a registrar of the domain name other than Network Solutions. Network Solutions, therefore, does not guarantee its accuracy or completeness.

Show underlying registry data for this record



Current Registrar: INTERCOSMOS MEDIA GROUP, INC. D/B/A DIRECTNIC.COM
IP Address: 1.1.1.1 (ARIN & RIPE IP search)
IP Location: -(-)
Record Type: Domain Name
Server Type: IIS 6
Lock Status: clientDeleteProhibited
DMOZ no listings
Y! Directory: see listings
Secure: No
E-commerce: No
Traffic Ranking: 4
Data as of: 22-Apr-2008

they took 99 dollars out of my account and I have know idea who they are but they need to be stopped!!

I also had $99.00 held out my bank account that I did not authorize.......they wont answer my calls or e-mails.....I will get this money back if it takes a lawyer

Have you tried going into your bank and having that $99 reversed as a fraudulent charge .

I agree with Mobile...contact your bank and dispute those charges!

I was also ripped off by this company. Did anyone else get a virus around the same time. I got one from a fake company called system security.com I am trying to find out if the two are related.

Are you serious, the money came out first of all when I didn't have all of it in there so not only was that considered an insufficient fund, but the $35 fee along with it. My rent was messed up and now my account is all screwed, I have never felt so ripped off ever. What kind of spineless person could do people like that and sleep at night. I need that money back and I know there's a way to find out who you are and have my money returned including the financial suffering others and myself have experienced.

i am also a victim of this fraudulent company. i have no job and they still want to rip me off. i also did not authorize this transaction.

Hernandez....contact your bank and dispute it as unauthorized.

If you fill out an affidavit *spelling? Which means a legal document stating that you never authorized the check, and give it to your bank they legaly have to reverse the charge. as far as overdraft fees, you have to get ahold of the company. I finaly through persistance got them to send me a letter. (no call back of course) The letter threatens that they will take legal action if i have my bank reverse the charge. This threatening lettier will be taken now to the Colorado attorny general on Monday. Wish me luck! California may not be doing much but Colorado doesnt take kindly to acts of fraud.....

Same thing happend to me with this company, I got a hold of a customer service rep who told me flat out that they would not give my money back and tried to scare me by saying they have my IP address. I contacted my state Attorney General and signed papers at my bank saying that i did not authorize the charge. My bank stoped payment to this starter credit direct and I had to change accounts. I also filed a complaint with the FTC and will be with the BBB. Watch out, if you get a customer service rep be warned, they are mean, you need to be confidant and firm with these people. Also they apparently have a refund policy for the full amount of these fees if "a request is received within 5 days after the date that you recieve your bank statement." These are the exact words given in writting to my states Attorney General. They keep record that you e-mailed them so hold them to this refund policy.

This is my letter that I submitted to them. AND yes I am following threw with everything I have stated in my letter to them. Hoping that I can help everyone out and not have to go threw this. We all have to stick together and help one another out in order to stop this. I am not a person to be taken advantage of and can not stand to see it happen to others. SO I will post as much information as I can in order to help you guys out.

CROSS YOUR FINGERS Because I feel something has to be done. From what I have seen and read on the net this has been going on for far to long, in my book.

TO WHOM IT MAY CONCERN:
I received a fraudulent charge of $99 dollar on my checking account. I have made a police report with the sheriff department for fraudulent charge to my account, a fraudulent charge with my Bank, and also have a appointment with my attorney Monday morning August 10th 2009 at 3:30pm Central Time, also will be contacting the Louisiana State Generals Attorney's Office today. I have left 3 messages for someone to contact me by the end of THIS business day. To refund the fraudulent charge your company has made against my account. I will not except anything less than 24 hours of these charges being refunded to my account with a conformation of this action. If all of this is not met further actions can and will be taken. I feel that this is fare to me because I did not authorize nor sign any agreement with your company, so this is my agreement with you. My bank also said that they will be taken action against your company if this not resolved within 24 hours. When you contact me I will give you all the information that you will need to contact the bank representative to handle the case she is filing against your company.

Melody Mitchell

This is my letter that I submitted to them. AND yes I am following threw with everything I have stated in my letter to them. Hoping that I can help everyone out and not have to go threw this. We all have to stick together and help one another out in order to stop this. I am not a person to be taken advantage of and can not stand to see it happen to others. SO I will post as much information as I can in order to help you guys out.

CROSS YOUR FINGERS Because I feel something has to be done. From what I have seen and read on the net this has been going on for far to long, in my book.

TO WHOM IT MAY CONCERN:
I received a fraudulent charge of $99 dollar on my checking account. I have made a police report with the sheriff department for fraudulent charge to my account, a fraudulent charge with my Bank, and also have a appointment with my attorney Monday morning August 10th 2009 at 3:30pm Central Time, also will be contacting the Louisiana State Generals Attorney's Office today. I have left 3 messages for someone to contact me by the end of THIS business day. To refund the fraudulent charge your company has made against my account. I will not except anything less than 24 hours of these charges being refunded to my account with a conformation of this action. If all of this is not met further actions can and will be taken. I feel that this is fare to me because I did not authorize nor sign any agreement with your company, so this is my agreement with you. My bank also said that they will be taken action against your company if this not resolved within 24 hours. When you contact me I will give you all the information that you will need to contact the bank representative to handle the case she is filing against your company.

Melody Mitchell

I will add my $99 unauthorized debit from my bank acct to the list above...mine came from Starter Credit Direct. ALl I did was input contact info to get a loan next thing ya know they took my money. I have called the number, as stated above, and they are miracualously always "after hours". I have sent an email as well and contacted my bank to disput the charges. Thats about all I think I can do for now. I did also report them to the BB online fraud department.

Same thing here. Input info looking for a payday loan, next thing you know there is this $99 charge on my account, naturally it caused an overdraft, there goes $33.50 more, two bills are set to autowithdraw and now there isn't enough to go around so that will be more overdraft charges. I am going to take melodys route and report these people to everyone i can think of including my state attorney general, the us attorney general (interstate mail fraud) the ftc and the fbi electronic scam dept. Someone has to stand up to these crooks.

IM RIGHT IN LINE WITH THE REST OF YOU. I TOO HAVE BEEN SCAMED BY THIS "COMPANY". I CALLED AND GOT AHOLD TO A LIVE PERSON (AFTER MY 5th TRY). HERE IS THE NUMBER AND EXTENSION: (877)917-7774 THE PERSONS NAME IS LUCIOUS AND THE EXTENSION IS 133. I REALLY HOPE THAT WE ALL GET OUR MONEY BACK. THE "BEST" PART WAS THE GUY TELLING ME THAT I DID SIGN UP. HE ARGUED WITH ME. IMTHE ONE WHO GOT SCREWED. WHAT DOES HE OWN THAT COMPANY? OR HAVE STOCK WITH THEM!!!!????

My bank is American Savings in Hawaii, and today when I saw these 99.00 "creditasswipedirect" charges they filed a report and sent me to the police station to also file a criminal report. ( which they needed to get my money back for me)
I had to close my checking account and open a new one, and it will be a week or two before my fund are returned but all in all I dodged a bullet and my bank was VERY helpful.

some one did this and 99 dollars was taken out and i do not know who you are but i want my money back

Oh yeah this company took 99.00 out of my account this made my account overdraft so i think they have to stop with their stupid scam or whatever they're doing just to make money on other people's account. I'm going to my bank to make a stop to it and put back that 99.00 back into my account because it's not your money, it's my bank.

i have never seen a company that steals from other people's account. If the person never gave your company the authority to take out 99.00 then why are you stealing my account and other people's account. You folks thinks that 99.00 is nothing but hey it's money. I am going to my bank to make dipute over this and let them know that there is no such thing as a starter kit that your company mailed to me.

Hey this company is doing a scam on my account. Keep on emailing to them so they would stop stealing, or take them to court for their scam.

Hi my bank is American Savings in Hawaii too and I got the same thing they took out 99.00 so yeah this company is stealing from my account and other people's account. This is a scam they're doing with other people's account.

this company has took my money and keep trying to take my money they are trying every 10 days to take $99 and if it is not there my bank charges me every time i would like my money back too