Loan Solicitation or Phishing Attempt??

Tough call if its soliciting or phishing. I called the number and blocked my call and it sounds like a pdl. But if connected to ameriloan and you haven't paid ameriloan it could be their way to get your acct number.

OR maybe if you loaned with ameriloan, these guys are a sister co to ameriloan.

Darn illegal pdls! When will they learn to stop breaking the law?

Thanks guest.

I had a PDL with Ameriloan way back when. Settled through the BBB and was sent a PIF letter from Ameriloan.

If this company is trying to collect on a settled account then they can bring it LOL :wink:

They are like weeds, always coming back :evil:

Also...if you've had other PDL's in the past, it COULD be your information was given to OTHER PDL's and they are trying to get your 'business.' I wouldn't return any phone calls, etc. are you getting e-mails, from them, VIA the Internet?

This is a strange occurance because I have gotten no emails or calls since last year.

Paydaymax used to send me loan offers every so often. But that was last year.

I have gotten the same call two or three times from the same company. I too had a loan with Ameriloan and settled through the BBB. The only difference is when they called I answered and they told me that I was referred to them by one of my other lenders as a valued customer and that I have been pre-approved for a loan. I said "no thank you" I hung up but about two weeks later I got the same call. This time I was not as nice, I told them to stop calling!!!!!!!!!!!!!!

Wow, so there is proof PDL companies pass info amongst each other :evil:

Oh yes, I am sure there was phishing going on for my new bank account. I have even considered changing my phone number but then I am afraid people will call me at work. I rather deal with them on my cell.

i personally think that companies sent others to phish for my new bank account, i know out of nowhere i got calls, text messages, email, snail mail.. all for payday loan companies i never heard of.

Yeah I had those coming in for awhile last year. It seemed as soon as I was done with my PDLs and out the cycle. A stir of offers and calls flooded my phone and email. Very strange :?

I know after I received a refund from 3B Payday d/b/a 3B Financial, they sent me a loan offer the very next month :x

yea i actually had loan offers from ones i have settled with ( i never recieved a refund, congrats on yours!).

Thanks :wink:

These companies are so sneaky!!!! What about the privacy act and how they share information, they break so many laws with their nonsense and I cant for the life of me understand how they get away with it. If I phished for someone's account number and took money from their account my "tush" would be in the slammer. We need someone in our government to take ownership of this problem and stop these companies from operating in the US.

I fully agree. I think some ILLEGAL lenders do things that are very questionable :? If their is accurate proof that Illegal PDL companies are passing personal information like bank account numbers, etc. Then I think their is a concern there. I have read a post where a person's new bank account information was debited by an old PDL company. If that person applied for a new PDL, did that new PDL company release the new account info to the old PDL company? Just think if they are all affiliated somehow that could be possible.

On the other hand, at my job we are allowed to share and release employee information to sister agencies. Of course these other agencies are all affiliated with us and this all falls within our policies and regulations. As long as the information is safeguarded within privacy act standards.

So it might be possible that these lenders may have a similair policy allowing them to pass information. I am not an expert, just my opinionated guess :oops:

I would like to find out more on this.

I agree with you and I believe many of these companies are related and sharing information between them is most likely similar to what you are talking about but phishing for it and obtaining the information on false pretenses is probably breaking the law.

your guess sounds right but i still do not like these companies.
i am still convinced that my identiy got stolen because of these illegeal loan companies.

That is definatelty true with phising. So is requesting a person's home number, address, bank info possibly phishing when it comes to a lender? Would it be considered false pretenses if they share information with an Illegal lender you have no idea about.

They could have intent to gain my information then pass it on. Draft my new account unauthorized, which is against the law. Also read where some posters applied for a loan, never received the monies. Never heard from the lender again.

That's why I asked if it was solicitation or phishing, it seems to be a grey area there. IMO, I think it is all a little sketchy. I agree with you both, thanks :wink:

High Country Ventures is the new name for Impact Solutions Online, which is a pdl.

Thanks for the info guest :wink: