payday loans help in kansas

thompsonmike76 please provide the following information so we can furthur help you.

Internet or storefront lender.

Amount borrowed.

Amount paid on the loan to date.

Thanks!

The ones in I am questioning are with:
American Payday loans loan $500 paid $1000+ Storefront
Cash 2 Go loan $500 paid $700+ Storefront
People's choice $200 paid $400+Storefront
Discount Advance $500 Paid $1000+ Storefront
Zip 19 loan $500 paid $900+ Internet

Wow those are way overpaid. Let me check your state laws and licensing database. Hang tight :P

Oh have you closed your account yet?

Meanwhile, I am moving this topic to the payday loan help forum so more people will see it.

Zip19's mailing address: Unlicensed/illegal
Northway Broker Limited,
Level 8 Suite 3, Plaza Commercial Center, Bisazza Street,
Sliema, SLM15, Malta
Phone: 1-877-947-1947 (Toll Free)
Fax: 1-866-202-6498
Email Address: [email]customercare@zip19.com[/email]

Yes, in fact closed the checking account today. I am in the process of writing a letter to Zip19, do you think it is a good idea to put the kansas statue on consumer loans in my letter? Any and all suggests on my payday loans issues are welcome. I feel like such a idoit. Thanks for the information Shazzers on Zip19 mailing address.

CLICK HERE to find out how to deal with illegal lenders.

If you type in the names of the pdl companies in the search box located in the upper right hand corner of this forum you might be able to locate more info on some of these lenders. Also, CLICK HERE to view your payday loan laws. Are you aware of the EPP plan? That is the extended payment plan, if any of your store front lenders are members of the CFSA they must allow you the EPP upon request, but you must ask for this BEFORE you default. It allows you to pay off the loans in 4 payments on each payday. Just wanted to throw that info out to you.

There is a copy of a letter in the link on illegal payday loans in the post above.

Mike

Have you contacted the storefront's yet?

I have contacted all but one and I plan to talk them monday. Please advise of what kind of payment arrangement can I make. I really can only afford to pay $30 to $40 a month to each one. Help!

Explain the situation and offer that. What is the worst thing that can happen? They can say no.

thompsonmike76 I suggest if the PDL is Illegal you only pay the principal balance owed. You can propose to pay a lump sum payoss by a certain date. Or you can propose small monthy payments.

You're correct. Mike and I have been discussing the storefronts in two different threads

I have a storefront loan that was for $200/ $230 with interest.?? I advised them of my situation, closed checking account and looking to get out of debt, etc.?? They advised me I could pay it off with 2 payments of $115 or 3 payments of $88, adding $30 more to the total.?? I really cannot afford to pay either of those off that quick.?? Any suggestions.
??

The $30 they added was probably the returned check fee.
My only suggestion is to pay what you can by money order to the corporate. Keep records of everything you sent and check to make sure they are being cashed.