JDB's

Date: Sat, 03/28/2009 - 20:15

Submitted by IPoured
on Sat, 03/28/2009 - 20:15

Posts: 223 Credits: [Donate]

Total Replies: 3

When you get sued in court for a debt and the collection agency says that they bought the debt and own it (assignee owner), are you allowed by law to know exactly how much that they bought the debt for? (reasonable and valuable consideration) I think this is a very good and important question here.

You can ask for that information during discovery but it is high

You can ask for that information during discovery but it is highly likely they will object to it. It honestly does not matter what they bought the debt for, because they bought the account owed...what they paid for it doesn't change how much was owed on that account.

But you SHOULD ask for all other documentation in regards to the debt, it could be out of SOL in which case you could get that case dismissed. If they can't prove it, then you can get the case dismissed as well.

lrhall41

Submitted by goldenbast on Sat, 03/28/2009 - 22:52

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So during discovery, I can ask that they provide me with proof t

So during discovery, I can ask that they provide me with proof that the last pmt amt made of $xx.xx was actually made when they say it was? They still have yet to prove that I actually even open/used that account in the first place.

lrhall41

Submitted by IPoured on Sun, 03/29/2009 - 09:48

( Posts: 223 | Credits: )

Yes. It is up to THEM to prove you made this alleged payment.

Yes. It is up to THEM to prove you made this alleged payment. During discovery ask for all documentation, including proof of this supposed payment. heck you can still ask for proof they bought the account.

lrhall41

Submitted by goldenbast on Sun, 03/29/2009 - 15:08

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