Too many Payday loans!! Please Help!!

Check n go is legal. They are a member of CFSA which means you can request and EPP, Extended Payment program.
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They can split the loan into four equal payments over four paydays. You must request the EPP before default and at least one day before the loan is due.
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I believe the internet ones are illegal but I will double check. Other members may know right off and reply as well.
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The best thing to do is to close you bank account. That is the only way to stop them.
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You listed what you borrowed but how much have you paid back? Rollovers are not allowed in IN so did you just pay fees or did yuo pay in full and then re-loan?
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I have paid them in full with my tax refund check several weeks ago, but have since borrowed from them again.????They are now all due next week and I can't even afford the renewal fees.??

So if the internet ones are illegal, does that mean I only owe what I borrowed and not the interest they want to charge???

Yes. If they are not licensed in your state then they illegal/unlicensed lenders and you only owe back what was borrowed.

How do I find out if they are illegal in my state and what do I do next?

Here is the link the IN payday laws.
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At the bottom is the link to the license database.
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If they are not licensed then go here and read up on the steps to take with illegal/unlicensed lenders.
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Feel free to ask more questions or advice. That is what we are here for. We have all been in your shoes.

All good advice here!

Thank you, but it doesn't give a list of illegal lenders.?? Also,??when you??close??your checking account I have a few questions.
Do you just ignore the principal balance owed?
Do you set up a repayment plan??? If so, how do you get the money to them if that can't do an ACH withdrawal?
Instead of closing the account, can I change it to a deposit only account and is that safe to do that?
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Thank you, but it doesn't give a list of illegal lenders.?? Also,??when you??close??your checking account I have a few questions.
Do you just ignore the principal balance owed?
Do you set up a repayment plan??? If so, how do you get the money to them if that can't do an ACH withdrawal?
Instead of closing the account, can I change it to a deposit only account and is that safe to do that?
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[size=3]You can request your bank change your account to deposit only. That is fine if it works for you. To verify your PDLs legality, you will need to check with your state DFI (Dept of Financial Institutions). You can goolge them, in there will be a licensee database to verify the PDL companies. [/size]
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[size=3]If the payday lender is ILLEGAL and unlicensed in your state. Then you are morally obligated to pay back the principal balance minus any fees you already paid toward the loan. So if you borrowed $300 and paid $150 in fees, all you owe the ILLEGAL lender is $150. [/size]
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[size=3]We suggest you send your payment to the lender by money order, disposable debit card (you can load these with cash), or last resort money wire services, eg. Money Gram, etc.. You will need to send out letters to each Illegal lender proposing your offer of paying the principal balance. This will have your repayment plan in it and ACH revocation/wage assignment revocation as well. That link about Illegal lenders above has all that info. You will need to read through it thouroughly.[/size]

Thank you everyone for the advise you have given.?? I'm going to get started on this tomorrow.?? This site has been such a blessing!!?? It is comforting to know that I am not alone in this horrible nightmare.

Here is the link to the license database.
Click on Institution Listing. Then on the drop down click LICENSED SMALL LENDERS. The list of lenders with then come up.

i live in India and work in a bank.But am in debt froom money lenders who take 60% to 100% interest on Principal and monthly payment of interest is sufficient for them.My monthly interest payment obigation is 3 times my income tokeep afloat i had to borrow again.Now im in debt trap.i have disposedof whatever i can,Helpme get out of this debt cycle

maya what are the name of the lenders you are dealing with? Are these payday loans or unsecured loans?