Is Zip Cash a legal pdl in Ohio?

Date: Wed, 04/01/2009 - 15:25

Submitted by anonymous
on Wed, 04/01/2009 - 15:25

Posts: 202330 Credits: [Donate]

Total Replies: 4

I have recently gotten a letter from a collection co. called Integrity saying I owe Zip Cash 825.00 on a 500.00 loan. I had paid 450.00 already before I closed my account at the bank. Are these guys for real or what? They are willing to settle for 500.00. Please help!

No, they aren't legal anywhere, you only owe Zip 50 bucks, don't

No, they aren't legal anywhere, you only owe Zip 50 bucks, don't give ANY money to that collection agency, and I wouldn't settle with them either. I would send a money order to Zip for 50 bucks via certified return receipt mail and mark paid in full on the money order. Then I would tell the CA to go piss up a tree, there isn't a thing they can do about it. Tell them you will be expecting your dunning letter in the mail within the 5 day window after the first intital contact they made with you, they will know what you mean, and you probably won't ever receive a dunning letter, as required by the FDCPA.

lrhall41

Submitted by Shazzers on Wed, 04/01/2009 - 15:32

( Posts: 17344 | Credits: )

CLICK HERE to find out how to deal with illegal lenders.

lrhall41

Submitted by Shazzers on Wed, 04/01/2009 - 15:32

( Posts: 17344 | Credits: )

Zip19's mailing address: Unlicensed/illegal (they go by various

Zip19's mailing address: Unlicensed/illegal (they go by various names)
Northway Broker Limited,
Level 8 Suite 3, Plaza Commercial Center, Bisazza Street,
Sliema, SLM15, Malta
Phone: 1-877-947-1947 (Toll Free)
Fax: 1-866-202-6498
Email Address: [email]customercare@zip19.com[/email]

lrhall41

Submitted by Shazzers on Wed, 04/01/2009 - 15:34

( Posts: 17344 | Credits: )

Zip Cash

Thank You! You have saved me a major headache!!

lrhall41

Submitted by on Wed, 04/01/2009 - 16:06

( Posts: | Credits: )