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Paying off PDL's on my own

Date: Thu, 04/02/2009 - 16:44

Submitted by j.tara
on Thu, 04/02/2009 - 16:44

Posts: 17 Credits: [Donate]

Total Replies: 21


I don't know if I'm using this forum correctly and I'm just piecing together information from alot of areas. I hope you can help me through the process of getting out of my PDL's.  They are all internet and I live in Indiana.  I have 6 of them and have paid on several of them for months.  I went to my bank to close my account and they told me I could but could not open up another with them because I was the one who signed the contracts.  I would like to stay with them because all my secured loans are with them.  They are Professional Federal Creidt Union.  She was very willing to work with me to block the ACH withdraws from the companies up to 1 year at $20 each which I am ok with.  She also stated if they tried different amounts or names I just need to contact them and they would be covered.  I tried to print off some Cease and Assist letters and others found on the forum but they would not print.  Could you send me some possible letters I could use to get this process started?  Here are my loan names:
Zip 19 - loan amount $500 - bi weekly fee $100 - paid so far $300
Red River (Outback Bucks) -$200 - bi weekly fee $110 - paid so far $290
VIP Loan Shop - $500 - bi weekly fee $150 - paid so far $300
Ameriloan - $300 - bi weekly $90 - paid so far $90
Nationwide Cash - $400 - bi weekly $170 - paid so far $650!
Integrity Advance - $200 - bi weekly $60 - paid so far 0
Can u help me? 
 


Zip19's mailing address: Unlicensed/illegal
Northway Broker Limited,
Level 8 Suite 3, Plaza Commercial Center, Bisazza Street,
Sliema, SLM15, Malta
Phone: 1-877-947-1947 (Toll Free)
Fax: 1-866-202-6498
Email Address: [email]customercare@zip19.com[/email]
Outback Bucks - Unlicensed in Indiana
6045 Shetland St
Silver Springs, NV 89429
Collections Dept is 866-630-2655
Customer Service at 866-659-0490. Fax 866-659-0498??
VIP Loan Shop - Not licensed in IndianaIf you do a search for them at this forum you will most likely find an address for them.
Ameriloan is not licensed anywhere in the U.S.
3531 P Street NW Miami, OK 74355
Phone 800-362-9090
'customerService@nationwidecash'
Nationwidecash - Unlicensed
314 North Riverside Drive
Espanola, NM 87532
Integrity Advance - I am unsure of this one but you can also do a search at this forum, just ype in the name of the pdl company in the search box in the upper right hand corner of this forum.


lrhall41

Submitted by Shazzers on Thu, 04/02/2009 - 18:52

( Posts: 17344 | Credits: )


Than, SHAZZERS.......what do you do with the ILLEGAL ones...just not pay them? I have a PDL, right now ( just about paid off) called Biggest Cash. I don't even know if THAT one is illegal in PA.


lrhall41

Submitted by sdchargers_63 on Fri, 04/03/2009 - 04:40

( Posts: 1798 | Credits: )


OF course!! THIS I understand.......I do want to pay back what I barrowed.......just not all of the % that the PDL says I "have to pay back."


lrhall41

Submitted by sdchargers_63 on Fri, 04/03/2009 - 04:45

( Posts: 1798 | Credits: )


I have a 4 pay day loans and I have been contacted by a company called PDL Assistance. They will negotiate my pay day loans and I pay them a fee to start and a monthly payment for 8 months and they negotiate with the pay day loan companies and they pay them off. What do you think of this and can they be trusted?


lrhall41

Submitted by on Fri, 04/03/2009 - 14:23

( Posts: | Credits: )


shazzers thanks so much for your help, my bank was great and closed my account and forwarding my next direct deposit to the new one plus my outstanding checks. I'm so glad they worked with me on this, they also guaranteed me these companies could not reopen my old account. I will be sending the letters next by certified return receipt and sending copies to 3 places you suggested. If I have any further questions do I just come back to this spot? I have way over paid a couple of these lenders but fully intend to pay the other just what I owe. thanks again.


lrhall41

Submitted by on Fri, 04/03/2009 - 18:35

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I am worried about if i'm doing the right thing. I sent my letters and am ignoring the phone calls, when they get the letters to stop will they? I threatened harrassment charges if they didn't because I work at a sheriff department and after 1 call its considered harrassment. Is it just a waiting game now?


lrhall41

Submitted by j.tara on Mon, 04/13/2009 - 06:39

( Posts: 17 | Credits: )