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PDLS dont accept any type of counseling/help???

Date: Sat, 04/04/2009 - 09:22

Submitted by hsanidad08
on Sat, 04/04/2009 - 09:22

Posts: 52 Credits: [Donate]

Total Replies: 4


something just went in my head yesterday, thinking that I am almost done with all my payday loans. I remembered a lady from LUCKYCASH 4U told me last yr (december) that they dont do any type of counseling. they dont work with counseling people. like the PAYDAY LOAN ASSISTANCE program. i told her that i am in a program where they settled my debts etc etc... and all she told me was that they dont deal with those kinda stuffs. they dont deal with any programs. they dont deal with any counseling programs etc. it scares me they will do wage garnishments so i had no choice but make partial payments with them. thank god i am finally over with my loans. out of 9 i only have 4 left. all i have 2 payments left with each of them. and im doine with them. no more payday loans for me unless its really emergency. its not good to loan money just to pay the other payday loans and/or just to have money for urself. its not good;( i learned my lessons:)

anyways, reason why i wanted to ask is that, my fiance has filed for bankruptcy but needs to get all his papers in. i was just wondering if the payday loans he had would go by bankruptcy. cause i remembered what the lady told me b4. they dont do any type of counseling programs or any type of helps to settle the debt/loans. there is one payday loan that my fiance had before called QUIKCASH. he enrolled in the same program i had before , the PDL ASSISTANCE, but all they told him was the same thing i was told from differnt pdl company. Do pdl really work with these kinds of programs??? do they work with bankrupty also???


two peices of info for you.

1)all pdl's legal and illegal will say that they don't work with companies like PDL assistance.

2)any unsecured debt except for taxes and some student loans and mortgages can be discharged in bankruptcy.

hope that helps.


lrhall41

Submitted by paulmergel on Sat, 04/04/2009 - 11:20

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I've started working with CareOne on some of my debt. They took my payday loans. I have sent the pdl companies letter to contact them and some of them have and put my account on hold to try to reach a settlement with CareOne. I think some of them just want their money no matter how they have to get it. Hope this helps.


lrhall41

Submitted by on Wed, 04/08/2009 - 06:01

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