Foreclosure: Clerical error caused deed to be re-recorded one year
Date: Tue, 04/07/2009 - 16:55
Original foreclosure 'Deed under Power' recorded April 2008. 'Affadavit In Support of Title' recorded Jan 2009, asserts clerical error in the name of the subdivision.
"Corrective" deed re-recorded March 2009.
My credit card company saw this as a new foreclosure and closed my account. I was then denied credit with another company. All three CRAs show the March 2009 date.
I'd originally planned to go the DV letter-dispute route.
But since there's a verifiable error, and it appears some actual harm under FCRA, is there a better way to handle this?
"Corrective" deed re-recorded March 2009.
My credit card company saw this as a new foreclosure and closed my account. I was then denied credit with another company. All three CRAs show the March 2009 date.
I'd originally planned to go the DV letter-dispute route.
But since there's a verifiable error, and it appears some actual harm under FCRA, is there a better way to handle this?
The first thing you need to do is dispute the entrys with the cr
The first thing you need to do is dispute the entrys with the credit reporting agencies. There is a good chance that it will not be validated. Should it be you will have to file a suit, preferably with an attorney for violations of the FCRA. Unfortunately this will not help your credit for a long while. If you can get a secured credit card and pay it earlt every month that will help you a great deal. Your local bank is your best friend when it comes to repairing your credit.
Thanks for responding. Do I need to do a DV letter first, to g
Thanks for responding. Do I need to do a DV letter first, to get them into violation territory, or does the error do that already?
What about going after Lexis-Nexis?
