BBB any luck

There have been many refunds received from PDLs to members and guests here through filing with the BBB. I received one myself!

I have also had success with the BBB. they helped me get 2 reunds :wink:

i am not having any luck so far but it has only been a month, the company will not even respond to them.

Sometimes if the company is Illegal and untraceable, they will not respond. :?

If they can't be located that will make things stop. The good news is they can't come after you either if they are illegal and operating from off shore or a slime pit somewhere south of hell. What lender is it?

it is 500fastcash

500FastCash is illegal so that is why they are not answering the BBB.

i keep telling them to just sue me or stop, that seems to make them really mad when i tell them to put up or shut-up it just kind of ends the conversation until the next time they call.

That is because they know they can not sue...lol

I would ignore the calls from now on. If you answer and it is them. Hang up.

i am afraid that they will call my refrences if i do not talk to them or call them back, i would just as soon deal with them then have them call my family it is kind of emarassing

That is always a possibility when you default on payments. They may use all resources to collect the debt. It sucks but unfortunatelly you cannot control when and where they will call. :?

You can give your family a heads up and let them know you are a possible victim of fraud and be on guard for any loonies calling them :wink:

i didnt exactly default i had paid over $1500 for a $500 loan.

That is typical. Once you stopped sending money on their terms all heck breaks loose *ugh*

If they call your place of employment or harass your family members I would send them a C&D letter.

i just recieved this response from BBB am i reading this right are they giving up?

At the time of the application the terms and conditions were presented and he had the opportunity to print them at that time. He had to answer a question whether he understood the terms before we could even receive the application to process. In addition, there was a 48-hour time frame the customer could cancel the agreement without incurring a fee. Before each debit we sent an account summary, which explained the terms once more, and all of the options for repayment. This form was emailed at least 10 days before each debit; it also included our customer service number to ask any additional questions. We also have a direct email link on our website to answer any inquiries. If the customer had wanted to avoid additional fees, they needed to pay the full amount due on the first debit due date, which was in the original contract, as well as the account summary emailed to the customer very shortly after the funds were placed in their own account, for their own use, at their request. The original loan documents can be faxed directly to the customer once we are given a fax number to send them to.

This customer was a repeat customer, and we have recorded communication from him to assert he does know our company, and purpose of collections on his account.

As a courtesy only, we will waive the remaining balance on this account, and close it permanently. No refund will be given, as all terms and conditions were followed.
Respectfully,
Compliance Department

CC/File

That is your PIF. Congrats!

that is there form letter response to the BBB.the funny thing is they accuse people of using form letters when they have one for everything.

i cant explain the gratitude that i have for this forum you guys have helped me soooooo much and i appreciate it.

one last question how do i respond to BBB should i enter a response or just check the i accept box and leave it alone.

I think accept and leave it alone . No need to poke it with a stick...lol

Make sure you print that out or copy and paste it into a text file and keep it FOREVER.

Illegals are known for selling off old debt and if months down the road some bottom feeder collection agency comes a long that bought up some junk debt you can bring that out to validate the debt was PIF.

just got off of the phone with the very same guy that i have had numerous phone battles that would include him telling me that they would never quit!!! until they got there money!!!! same guy that told me he wished he could come over and collect in person!!! same guy that called me a looser. The same guy had to tell me that the compliance department had closed my account in very very very soft and humbled voice.

Oh and i did make him repeat it as i giggled.....

I would like to say i have won but the fact remains they made a lot of money off of me and my stupidity, things are much better now but if they do get rough i know that a PDL is not the answer

Live and learn man, live and learn. We have all been there.

No use kicking yourself.

Move on and never get a PDL again :)