Wage and Garnishment Threat

Date: Wed, 04/08/2009 - 08:03

Submitted by lawan2005
on Wed, 04/08/2009 - 08:03

Posts: 28 Credits: [Donate]

Total Replies: 6

Today has been a very interesting day. First one of my best friends to whom i used as a reference on my PDL apps, received a phone call from someone supposedly checking my references for a job. Mind you I have been gainfully employed and happy my my employer for the past five years. Concidence, i think not! Now I've received a phone call from someone named Jenny of Paramount Recovery informing me that a summons and a wage garnishment is being drawn against me by MyCashNow. Once Jenny made this statement i stopped her and informed her that she may contact my rep at MD Commission of Licensing and Regulation. I gave her my reps name and she then said I thought that name sounds familiar. Not to mention the amount that she stated i owed is far from what was borrowed.

Should i be worried?

No. PDLs are prohibited in Maryland. The one thing I would th

No. PDLs are prohibited in Maryland.

The one thing I would though is make sure you employer has a copy of the wage assignment revocation statement.

lrhall41

Submitted by nohiogal on Wed, 04/08/2009 - 08:11

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Send this to your HR dept first then the PDL company. It include

Send this to your HR dept first then the PDL company. It includes a cease & desist to refrain them from calling your job.

lrhall41

Submitted by Cool_Abyss on Wed, 04/08/2009 - 08:16

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unless the wage assignment was included in the contract to which

unless the wage assignment was included in the contract to which i really didn't read, i honestly dont remember signing one. I just got off the phone with my rep and she advised me of the same thing of just giving my HR dept a heads up of a possible illegal wage garnishment request. She did speak with Jenny and Jenny's manager at Paramount Recovery and when she requested the licence of their client MYCashNow and their licence number as a collection agency, conveniently they didn't have it but promised to get back to her with it. She also advised them that their client is illegally conducting business within the state of MD to whom she and I have been trying to contact to discuss the illegal loan account but to no avail. Let's see if they calls back

lrhall41

Submitted by lawan2005 on Wed, 04/08/2009 - 08:55

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Ironically, Paramount is also listed with ACA International

lrhall41

Submitted by beli2005 on Wed, 04/08/2009 - 10:04

( Posts: 882 | Credits: )

You probably didn't recognize the wage assignment document, but

You probably didn't recognize the wage assignment document, but I wouldnt put anything past them. They can be sneaky and play dirty at times. I would send it off to the HR dept anywayz then forward a copy to the PDL company to be safe. A wage assignment is not a court ordered garnishment. They are voluntary and can be revolked at any time.

MyCashNow is ILLEGAL and based out of Canada. The collection company they use is Credit Protection Depot and they are not licensed. Don't let them fool you :wink:

lrhall41

Submitted by Cool_Abyss on Wed, 04/08/2009 - 10:11

( Posts: 2936 | Credits: )

I'll send MyCashNow this letter again and forward a copy to Para

I'll send MyCashNow this letter again and forward a copy to Paramount and my HR dept also. I've been fighting them since last Nov.

lrhall41

Submitted by lawan2005 on Wed, 04/08/2009 - 11:24

( Posts: 28 | Credits: )