Quick Bucks Direct internet loan TX

TX does not allow garnishment of this type on loan. They are lying to you.

What I would do is place a wage assigment revocation at your HR/Payroll just in case.

A wage assigment may have been in the loan documents. A wage assigment is volentary and can he revoked at anytime.

I do not find them on the TX payday license database or the CSO database so my quess is they are unlicensed/illegal.

i too feel they are illegal

Okay, now they are calling me at work again... :roll: and I told them I try to make payments through money gram... As I am not dumb enough to give them my checking account number every two weeks. It hasn't been 2 weeks since I told them that, and they are calling saying that they are going to serve me papers at work. What can I do?

They can not serve you anything if they are illegal/unlicensed.

Here is some more info

QuickBucksDirect Contact Info:
1300 Bristol Street North, Suite 100
Newport Beach, CA 92660
Toll-Free Phone: (877) 773-7723
Email: [email]contactus@quickbucksdirect.com[/email]

They are also known as ICashDirect and they do have a license in Utah but not in Texas under either name. They must have a license in TX and they do not have one.

You legally only owe what you borrowed. If you have paid that then you are done oweing them.

Have you sent them the letter stating they are illegal?

No, I have not. The loan is apparently from 1 year ago 3/26/08, and I havent heard a word from them in a year, but they are now calling for collections. What is the SOL for this?

Is the orginal PDL try to collect or a collection agency?

The guy is saying he is from Quick Bucks Direct. I closed my checking account that he has on file in 2/2008, and he is saying that this happened in 3/2008. How is that possible?

SOL in TX is 4 years from last payment. He is probably lying to you about the dates.

But this was done in 2008, nowhere near the sol

The SOL has not run out but the loan was illegal to begin with so the collection of that loan is illegal.

Send them a DV letter.

The SOL has not run out but the loan was illegal to begin with so the collection of that loan is illegal.

Send them a DV letter.

The SOL has not run out but the loan was illegal to begin with so the collection of that loan is illegal.

Send them a DV letter.

I have been getting phone calls from someone from Quick Bucks Direct saying they are taking me to court and he will be sending me court papers. He said he is in town which I'm in the Dallas/Ft Worth Metroplex in TX.
Hanna what is a DV letter?
Is there a way to make the phone calls stop?

DV = Debt Validation letter. You can find an example here.

He will not be sending you any court papers.

It is almost impossible to garnish wages in TX and never for this kind of loan. They are lying to you.

Court documents would come from the court and would be officially delivered by the court. The collection agencies do not send out court papers.

Stop taking to them. As soon as you answer and it is them hang up on them.

i applied last night and was approved . how do i go about getting the money now

alain, we are not a payday loan company. We are a forum to help people get out of the payday loan cycle.

The loan you took out may be from an unlicensed company depending what state you are in. I would advise you to send the loan back ASAP upon deposit in your account.

how do i know if i'm approve for the loan before you debit 24.95 from my account because if i'm not approve do not debit nothing from my account tommorrow. ssdeleted for you rprotection respond back asap



Why on earth would you post your social for the whole world to see?

Outback is illegal.

MODS delete that post ASAP! :?

Thanks

Idiot post deleted

Are you speaking to Ravensunset, guest as I am Ravensunset. I pay my bills on time every month. This is a payday loan I didn't know I had. I thought I had already taken care of the ones I got. This is one I didn't remember. I have already paid them what I owe them and they still have not stopped calling me. That is why I am asking for help in this situation. Now, in the State of TX you do have to have a license to lend, but for this company, I don't see one, and have contacted the Attorney General on this company because the collector is harrassing me at my work number when I have specifically asked him not to, and given him all my other numbers or e-mail addresses to contact me at. I have returned his calls and have again paid more fees on this account than was necessary thinking that if I paid what they asked me to pay, I would be in the clear and they would stop calling me. Now they are wanting almost $400 more in fees. When I have already paid them what I owed them plus about $200. So, where do you get off asking me if I am an idot and saying that I am the type of woman that is in debt and never wants to pay the companies back? Do you know me on a personal level or even on a professional level? No, you do not, so please do not make acusations about someone you don't know, unless you yourself are what you are acusing me of being.

Thanks!

i did not ask for your service called you and youe company said they would refund me that was a week ago still is not back in my account you took my account number hope this was another rip off

We are not QuickBucks. You need to contact them directly

I am having a similar problem with more than one company. NC resident, Filled out app for loan but found that I did not qualify because I wanted funds to go to an account other than account that received my direct deposit, therefore never took the loan from that application other companies have attached my information and insist that the only way I may get a refund of the hundreds of dollars in OD fees is to make police report and prove the apps came from another IP address. This is not going to happen because no mystery person, unless they work for one of these companies, filled out an application.

The company will not be responsible for loss even though I never used their services? Is there a legal remedy?

Thank You
debra

Texas law says that if a collector (even the original lender) is told not to call a place of business, they must comply.

Also, wage garnishments are illegal in Texas, regardless whether you signed a wage assignment or not. Any Texas company that complies with a wage garnishment request is breaking the law.

They are not registered in the State of Texas.

If they call again, tell them they are in violation of Texas law and that you are keeping records of their violations in order to file suit against them. If you have the ability, record their calls, since that is legal in Texas as well.

"Texas law says that if a collector (even the original lender) is told not to call a place of business, they must comply. "
Wow....I did not know that. I thought it was just CO not OC

Here we go again. I have told these people do not call me at work. I have sent an e-mail c&d letter. Mailing a c&d letter today as now the company is putting me down as a refusal to pay. I had made payment arrangements with them that I would pay them in 2 weeks after the original call. The next day he was calling again asking me when I was going to pay at my work number, no less after I had already told him once not to call me on that number again. The next day, another call on my work number, and the following days more calls. I finally told him that if he called me one more time at work, I was not going to pay him a dime because of the frustration and headache and the fact that he was in violation of the FDCP by calling me at work after I had told him not to. I get a call today stating that a Patrick (original) is no longer with the company, and that Ken is the new collector. I told him to go back and review the e-mail history between Patrick and myself. He just kept asking me why I didn't pay. Ken said he would now mark me as a refusal to pay. Ok. whatever. Sick of this crap!

Quick Bucks is an Original Creditor. They are not bound by the FDCPA

In Texas, if a creditor is calling your place of business, and you specifically tell them not to call you there, they are in fact in breech of the FDCP. I am just sick and tired of this. I have tried to be nice to them, and tried to get this settled, but even when I told them I would pay them in 2 weeks and not to call me again at work, the calls came daily even though the information was in their system. (Yeah, Right) And I finally got sick of them calling me at work and told them that if they call me one more time at work (via telephone and e-mail) that I would not pay them a dime and that I owed them nothing. I have an e-mail stating "ok" . Would that be a verbal agreement with the company? Would that make it a legal contract with them because I have in writing he agreed to the terms?? Help??

I would file a complaint and use the email as proof.

These people just took money out of my bank account that I had not authorized them to take. Why has no one called the Federal Fraud and Rackateering Task Force on these people before now as many times as they appear to have committed illegal acts.

Quote:

Does anyone know of the PDL...PayDayLoan associated with the Quick Bucks Direct? QBD withdrew unauthorized funds from my account. They said I signed up for it. I did not and they told me that their company policy forbid them to refund but they would cancel the membership.

In January 2009 I applied for a loan with quickbucksdirect but, they send me an E-Mail saying that on that time would take 5 to 7 days to approve.I send a reply to cancel everything and they send me back another E-Mail saying that everything was ok and canceled . NOW I've been receiving calls from some collection agency saying that I own money for QUICKBUCKSDIRECT and that loan was credited on my banking account and now I have to pay.I NEVER RECEIVED ANY CASH ADVANCE AND NOW I GONNA HAVE TO FIGHT BECAUSE I NEVER RECEIVED THAT MONEY!!!!I DEMAND SOME POSITION FROM THAT COMPANY BECAUSE THIS LOOK LIKE FRAUD AND I GONNA CALL THE GENERAL ATTORNEYS OFFICE IN UTAH!!I NEED YOUR ATTENTION ON THAT CASE; PLEASE, THANK'S

Quote:

I have the same problem. I requested for a loan and was told I was approved and never saw the money in my account. My account later got closed and now I'm getting calls from someplace called CIL litigation saying their taking me to court. I wish i did see that money and this CIL place can't even give me an address so that I can send a money order....only credit/debit.