PLEASE ADVISE ON MY PLAN...
Date: Fri, 04/10/2009 - 21:24
1)Have been with Kimberly Credit for past ccard debt. Pay 560.00/month.
2)Had 4 pdls-enrolled in Progressive debt relief. Pay 217.00/month.
3)Macys-owe 85.00, Jcpenny-owe 200.00,Am Eagle-85.00,Billmelater-owe 200.00, pay pal-300.00
(my plan to pay these off one by one, then use the money saved towards cashcall)
4)Cashcall.com-Pay 217.00/month.
This is my nightmare. Unsure how to pay this on off. I am current, but my plan is to pay extra-even 100.00/month. I called them and they said I have to state for it to go towards principle and it will. I figure if I stay current with cashcall and 'play by their rules', I see a pay off in my future.
I cant afford to pay them off in full, but hoping by paying extra will help.
I am currently looking for a part-time job to help. All of that money would go towards debt. I do work full-time in the dental field, a job I love. My job is secure.
Any suggestions will be appreciated!
If you cannot pay off such huge monthly payments, the only way o
If you cannot pay off such huge monthly payments, the only way out is to register with a good debt settlement company so that you bring down the debts to 40 to 60% of the outstanding balance.
I currently am enrolled with a debt settlement company. I can af
I currently am enrolled with a debt settlement company. I can afford all my monthly payments. I guess my concern is the ideal way to paying off cahcall without getting a loan.
reply
cashcall..UGH!!!!!!!they are legal and the interest is insane.they have worked with people at times to reduce payment amounts or re-work the loan.there are also times when they can be a pain in the tuckus and won't work with you.i would call and explain the situation.
I wonder if they how Cash Call would be about a settlement offer
I wonder if they how Cash Call would be about a settlement offer. Too bad you didn't have some money to work with, it might be worth a try.
some previous discussions on attempts to settle with CASH CALL .
some previous discussions on attempts to settle with CASH CALL . I agree with Paulmergel when he tells you to discuss your situation with them .
btw hope for the best :)
ONLY CONCERN...I have thought about that. But I don't want them
ONLY CONCERN...I have thought about that. But I don't want them to assume I cant afford the payments and start calling references. I just wish more of the payments were going towards principle. After all the post here, dont even want them to know that I dislike them, sounds like their awful people. I guess I am just going to continue to pay my payment, get a parttime job, pay off all my other little bills and work on paying them off. I want to lay my head down at night NOT thinking about this. Leason learned...
UPDATE...With the four that I explained above....I only have kim
UPDATE...With the four that I explained above....I only have kimberly credit left! PDL's are paid off...all my little credit cards paid off...CASHCALL...has been PIF. Now I will be making double payments to cut KC time in half. Then work on my step-daughters 30,0000 loan that she refuses to pay. There's a light at the end of the tunnel....its dim...but its there. Getting the sunglasses ready.................
Well, with my little ones-Macys, etc. just kept plugging away. M
Well, with my little ones-Macys, etc. just kept plugging away. Minimum on one-more on the other..dominoe effect. With the PDL's I used progressive relief for the last year and have gotten PIF's from all. They saved me alot. So now its KC-then I can actually enjoy what I bring home.