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Midland Credit Management Inc

Date: Sat, 04/18/2009 - 04:54

Submitted by anonymous
on Sat, 04/18/2009 - 04:54

Posts: 202330 Credits: [Donate]

Total Replies: 5


I received a civil summons today from my roommate from Midland Credit. They gave it to him because I was out of town at the time. There was not an actual court date listed, but I checked with the courts listed on the summons and it was filed on March. 3rd. The date of the summons is March 23 and states I only have 20 days to dispute the amount. It says its for credit card debt, but doesnt tell me which one. And the amount its asking for(even before the fee's) doesnt seem familiar to me. Since obviously 20 days is past, can I still dispute or ask for verification? And according to the courts, a date has not been set so maybe I am still able to. But when I called they said I could only dispute it not ask for clarification. I am currently on SSDI(disability) and I know they are not able to garnish those, but I recently started the ticket to work program through SSI and making an attempt to work again. Will they attack those wages? And I have never even been contacted by them so are they allowed to just file so quickly? Im in Arizona btw. i appreciate any help anyone can give in this matter. Thank you.

Morgan


Did the summons come with a complaint? Did it come with an answer to complaint form? Call your court clerk and ask them if a complaint was filed and wether or not an answer to the complaint is required. Make sure you answer the complaint if there is one. Something sounds very sneaky here on the part of the plaintiff. If you don't answer the complaint the may manage to somehow sneak in a default judgment against you. I think that it may be to late for debt validation but I don't think that it hurts to try. Definatly dispute it, wether a letter to them or answer to a complaint.


lrhall41

Submitted by IPoured on Sat, 04/18/2009 - 08:53

( Posts: 223 | Credits: )


I am currently in the same situation, fighting with these vultures. I filed a motion to dismiss, which they completely ignored, and today got papers IN THE MAIL for wage garnishment. Don't I have to be served? I am taking off work Monday to go to the courthouse, yet again, and find my options. They are trying to take legal action on a debt that the statute of limitations has far run out on, and I am not taking it anymore. I'm in Arizona as well, msmorgan. If anyone has any suggestions, please give them. Thanks!


lrhall41

Submitted by on Sat, 04/18/2009 - 13:11

( Posts: | Credits: )


They may have asked your employer to voluntarily attach your wages. You should let your work know what is going on and stop that attachment promptly.

File a Motion for Discovery, they would have to bring in proof of the debt, that you owe it, and that they can legally collect on it. It will get thrown out of court if it is past the SOL but you will have to go to the court to prove that.

Good luck and keep us posted!


lrhall41

Submitted by Chrys Henderson on Sun, 04/19/2009 - 23:23

( Posts: 2538 | Credits: )


I just recieved a letter from these people stating I owe them money on an account that was suppose to have been charged off by another collection company. They have added approximately 1200.00 to the balance in fees and finance charges. They are threatening to send this to an attorney for legal action. Can they do this? This was supposed to have been charged off in Oct 2009. What can I do?


lrhall41

Submitted by on Tue, 03/16/2010 - 09:09

( Posts: | Credits: )