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Online PDLS --- HELP

Date: Mon, 04/20/2009 - 08:24

Submitted by anonymous
on Mon, 04/20/2009 - 08:24

Posts: 202330 Credits: [Donate]

Total Replies: 32


I know I have posted before --- but here we go again!

I just received a phone call at work from obviously a foregin person that sounded from overseas stating that I owed Cashnet for a payday loan. I immediately hung up on them.

I know for a fact that I never had a payday loan from Cashnet.

I did have for the following:

achloans.com
quickest-cash-advance.com (MTE) (Was sent to collection agency)
B.I.G. (Still wanting more $$$$)
World Wide Cash (Received my Paid in Full Note)
Magnum cash advance (settled)


So I am really not sure who this Cashnet is associated with.

HELPPP!!!.

I live in Ohio and these were all loans done on-line. I have closed my account that they were drawn on and opened a new one.

Thanks


These places are ruthless. I just want to make sure Cashnet is affiliated with one of the loans that I had taken out.

Also ---- can they take me to court if they are illegal and also can the collection agency that they send accounts to take you to court?


lrhall41

Submitted by on Mon, 04/20/2009 - 11:24

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The only legal cashnet I know of is CashNet USA but you did not list them so I doubt it is them.

There is another company named just Cashnet that is illegal and I believe one of the names Geneva Roth uses.

Illegal PDLs can not take you to court. They don't have a leg to stand on and would not dare show their faces in a legal court room.

Any collection on an illegal loan is also illegal. They hire illegal collecters. Some have hired legal places but once you inform that the loan they are trying to collect on is illegal they usually back off.


lrhall41

Submitted by nohiogal on Mon, 04/20/2009 - 12:56

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I have now gotten a call from a Sr Investigator from an International Fraud Dept stating he has a state investigation affidavit from the Internet Fraud department. He is calling from (851) 322-8600 but yet he leaves the number 718-766-7916 on my messages. He has also not only called my number but also my employment number. I have not talked to this person and really do not want to.

WHAT SHOULD I DO?


lrhall41

Submitted by on Tue, 04/21/2009 - 08:52

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Then don't talk to them. He is lying and is not from any fraud department.

Google the numbers. The first comes up with all kinds of reports of scam using that "fraud department" crap.

Same for the second number.

They are most likely an illegal collection agency that illegal PDLs use to harrass and threaten people.

Do not let them intimidate you.


lrhall41

Submitted by nohiogal on Tue, 04/21/2009 - 09:14

( Posts: 2582 | Credits: )


Nothing really.

Ignore the calls. Just hang up or don't answer.

Reply to every email with the letter stating again they are illegal and you only owe X or owe nothing if that is the case.

Getting caller ID helped me a lot. I just let them go to the answer machine and never talk to any of them.


lrhall41

Submitted by nohiogal on Tue, 04/21/2009 - 09:45

( Posts: 2582 | Credits: )


Big, ACHLOANS AND QUICKEST CASH ADVANCE are each still owed $100. Problem is they won't agree to the paid in full and in addition to that they want a debit card or checking account number. I definitely am not going through that again! They will just keep taking money from that account for all their ridiculous fees, etc.

I find it funny they don't send any mail or emails ---- only the phone calls from overseas.

Has anyone had a problem with these showing up on their credit reports? If so --- how do you deal with that?


lrhall41

Submitted by on Tue, 04/21/2009 - 09:51

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Big, ACHLOANS AND QUICKEST CASH ADVANCE are each still owed $100. Problem is they won't agree to the paid in full and in addition to that they want a debit card or checking account number. I definitely am not going through that again! They will just keep taking money from that account for all their ridiculous fees, etc.

I find it funny they don't send any mail or emails ---- only the phone calls from overseas.

Has anyone had a problem with these showing up on their credit reports? If so --- how do you deal with that?


lrhall41

Submitted by on Tue, 04/21/2009 - 09:51

( Posts: | Credits: )


Big, ACHLOANS AND QUICKEST CASH ADVANCE are each still owed $100. Problem is they won't agree to the paid in full and in addition to that they want a debit card or checking account number. I definitely am not going through that again! They will just keep taking money from that account for all their ridiculous fees, etc.

I find it funny they don't send any mail or emails ---- only the phone calls from overseas.

Has anyone had a problem with these showing up on their credit reports? If so --- how do you deal with that?


lrhall41

Submitted by on Tue, 04/21/2009 - 09:51

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First, DO NOT give them any of your bank account or debit card info.

Second, you could pay them using a disposable visa/master card. They can be loaded with the amount you need to pay them.

Third, if any of these clowns report you to the CRAs then dispute it untill no end!! It should be removed. **FYI** most PDL companies will report you to Teletrack.


lrhall41

Submitted by Cool_Abyss on Tue, 04/21/2009 - 09:54

( Posts: 2936 | Credits: )


I still owe them for the balance of $100 each. Should I pay it before I get a settled in full letter?

I will definitely disput the credit report issue should it arise --- I was just wondering if anybody had to deal with that before. Don't care about Teletrack --- it's only used by PDLs right? You won't see me ever getting another one!


lrhall41

Submitted by on Tue, 04/21/2009 - 11:20

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They are actually located in Ireland but I found this US address that was listed on the domain registration.

Sheila Faustin
Faustin and Associates
11510 Georgia Avenue, Suite 111
Silver Spring, MD 20902
Phone: 1.3019424201
Fax: 1.3019424264
[email]sheila.faustin@achloans.com[/email]


Quickest-Cash-Advance
Phone: (866) 539-7504
Fax: (186) 624-6015 ext. 7
Address: 515 G SE
Miami, OK 74355
Website: quickest-cash-advance.com
Email: compliancedepartment(at)quickestcashadvance.com

They are a d/b/a of MTE Financial.

MTE FINANCIAL
Address: 515 G SE
Miami, OK 74355
Email: compliancedepartment(at)mtefs.com


lrhall41

Submitted by nohiogal on Tue, 04/21/2009 - 12:21

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The number 718-766-7916 is a scam, you have nothing to worry about. They somehow stole all your info from all the other payday loans you have taken out. A few months ago, I applied for several payday loans online, but then decided against it and never followed thru to get the money. They called me today saying I did receive the money and never paid it back. All you need to do is call them back and let them know you have notified your local police department and that your lawyer is on the case and you will not hear from them again! This is a total SCAM, do not pay them anything!!!!!!


lrhall41

Submitted by on Tue, 05/19/2009 - 18:53

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