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What do I do next after they have "validated" my debt?

Date: Tue, 04/21/2009 - 11:39

Submitted by anonymous
on Tue, 04/21/2009 - 11:39

Posts: 202330 Credits: [Donate]

Total Replies: 2


I leased a car and the dealership said I never paid the down payment. I did but it was with a money order and I have no proof. When I disputed the debt with a letter asking to validate, they sent the original contract back with the $2000 part of the down payment on the lease contract circled with "outstanding debt". They have no proof that it wasn't paid and the finance manager and I both signed at delivery of vehicle. What do I do next to dispute their letter that states they have validated the debt? This, to me, is not a clear validation. It is only the original contract with a circle around the number. NO dealership allows someone to walk out the door without putting a down payment down on a car..or if they do, they would put the payment plan in writing as well. Please help with what to do next..do I write a letter disputing the letter with validation? or do I let it go and wait for them to summons me to court?


I did not keep the receipt..actually it was lost in a move I made. I was living with a guy at the time who put the down payment on the car; he has since moved back to Brazil. I have no record of it nor do I think I can get record of it. As far as I know, the contract is my receipt of the down payment. I've never received any kind of receipt before when I put the down payment down on a vehicle.


lrhall41

Submitted by on Tue, 04/21/2009 - 13:22

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