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DV letter

Date: Tue, 04/21/2009 - 12:55

Submitted by anonymous
on Tue, 04/21/2009 - 12:55

Posts: 202330 Credits: [Donate]

Total Replies: 4


I am wondering if I should send a DV letter to a collection agency that I got a letter from yesterday. I do not dispute the debt, but the amount is now almost $3,000 more than what the OC said was owed, I am thinking probably interest being added, since this was on a voluntarily repoed car. I would just like to know for sure what I supposedly owe and if they are legal to collect. I live in OR.

If I do send a DV, what do I tell them, if by sending one does this make the SOL start all over again or what, do the CA's take it as I will pay the debt or what. DV letters are a new thing for me and I am not sure what to do. Thank you for any advise.


I just got the letter yesterday, so it is not past the 30 days yet. I live in Oregon, on my credit reports, one shows it was charged off and the on the other it shows it as a profit and loss write off, not sure if they are the same thing or not.

It has been almost 2 years since a payment was made on it. I had tried working with the OC on getting the payments lowered when I did have the car, they were so rude and even after I sent the a letter asking them to quit calling they still called for another 4 months. Then I heard nothing from them, until I get this collection letter. Thanks for the reply.


lrhall41

Submitted by on Tue, 04/21/2009 - 13:30

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