Credit repair
Date: Thu, 04/23/2009 - 09:32
I need help. My credit score is 500. I have about $4000 worth of credit card bills, $2000 worth of payday loans (i have talked with all but 1 and am working on settling those), and about $3000 worth of medical bills.
I filed bankruptcy in 2005 and can not seem to get my credit score up
any suggestions would be appreciated
I filed bankruptcy in 2005 and can not seem to get my credit score up
any suggestions would be appreciated
are the charge card in collections, charge offs, or open paid as
are the charge card in collections, charge offs, or open paid as agreed? Not familiar w/ payday loans. Medical bills, in my case I have paid them off and then waited a few weeks and disputed them-they fell off my report like flies! i don't know if all med are that way, but i have had 4 ($ 1300 total) fall off my report when they were listed as a collection account for years to come. Deby validation and disputing is always an option. But the bk will hurt your score for many more years..time is the best friend for those in debt..7.5 years or so..