please help!!!!

Payday loan companies are legal in the State of Florida. You need to just check whether they are licensed in Florida by visiting the link "https://real.flofr.com/ConsumerServices/SearchLicensingRecords/Search.aspx". If they are illegal, then you need to pay them only the amount you have borrowed. However, if they are legal, you are also required to pay the interest rate and other charges as per the state guidelines which you can find by visiting the link http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html .

How much have you paid towareds these?

yes,please include anything debited by these places.include fess and rollovers.

All those IPDLs are ILLEGAL in FL. Please list the amounts Paul have requested paid toeards these loans.

Read HERE on steps to take when dealing with Illeagl lenders.

anyaroberts is correct, all the lenders you have listed are NOT licensed to lend to FL residents. CLICK HERE to find out how to deal with illegal lenders.

Wow I need a SPELLCHECK. I am looking at my post above :shock: :oops:

Amscot is actually legal as they are a storefront. They are required to allow you to break up the amount owed into 4 payments per the group that regulates the legal PDLs (I can't think of the acronym.)

Thanks I missed that in the aboved post by the OP.

If Amscot is a CFSA member they can offer an Extended Payment Plan(EPP). This can only be envoked before the loan comes due.

thanks for your replies!

the pdl with amscot, i am continuously paying off and taking a new one within 24 hours to pay bills, etc. as for the internet loans, all are due on 5/15/2009 and are showing scheduled to debit the following "fees"

titan-60 due 5/15

sagamore 60 due 5/15

ameriloan 60 due 5/15

united 90 due 5/15

loan point 120 due 5/15

obviously these are just the "rollover fees" which, after viewing fl law are illegal

Please read the above link posted by Shazzers to learn how to deal with Illegal lenders.

I am gathering from what you wrote that these are all new loans and you have not paid anything towards them. The good news is that under The Florida Consumer Financial Act they are non collectible. You do however have a moral obligation to repay the principal. There are several lenders on your list that are very difficult to deal with but they will have to accept your terms! You may get turned over to a third party collector but that does not change the legal status of the law. Be firm!

That was me. I forgot to log in!